Lesson Plan
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College Simulation

For Teachers 11th - 12th
Students pretend they are a college freshman and taking a full load of classes. Individually, they create a budget based on their $9.00 an hour job in order to meet all of their repsonsibilities. They complete the simulation online and...
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Spending Spree

For Teachers K - 4th
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
Lesson Plan
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You'd Better Shop Around

For Teachers 9th - 12th
Students compare and contrast the prices of various food items at different grocery stores using newspaper advertisements. Students discuss the benefits and drawbacks of shopping around for items that fit within their monthly budget.
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What A Trip!

For Teachers 9th - 12th
Students plan a vacation trip from start to finish. Given a budget, they make decisions regarding where they would like to go, what mode of transportation they will use, where they will lodge, and what attractions they will visit while...
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Budgeting

For Teachers 6th
Sixth graders construct a budget for a family of four including a column for income and no less than ten columns for expenses, all of which will be expressed and totaled in dollar amounts. They are also requested to write a scenario in...
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Financial Planning

For Teachers 8th - 10th
Students research possible careers. They determine typical starting income for the career. Using collected information, students develop a budget for their starting income. Students consider car payments and research the process of...
Lesson Plan
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The Hundred Penny Box

For Teachers 5th - 7th
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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"Real Life" Budgeting Project

For Teachers 6th - 8th
Students experience what it is like to be a responsible citizen through a monthly budget through using a variety of research skills. They apply collected data in a decision making exercise and present the final product in a clear and...
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Mobile vs. Money

For Teachers 4th - 5th
Students research the internet and use the information they find to plot straight line graphs. They use graphs to make comparisons of the various packages offered. Students interpret graphs and solve problems based on varying parameters.
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Math: Party Time!

For Teachers 12th
Twelfth graders discover how to calculate the total costs for a party. They determine the unit prices of food and supplies, the quantities needed, and complete a chart displaying their findings. Students calculate the costs per serving...
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Planning My Vacation Online

For Teachers 8th - 12th
Students use a variety of resources to decide on a vacation destination. They locate three points of interest, a hotel, and two restaurants at their destination.Students obtain driving directions for their trip, create a trip budget, and...
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Stone Fox and Economics

For Teachers 5th - 6th
Pupils read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
Lesson Plan
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Shop 'Til You Drop: Food for Thought

For Teachers 6th - 8th
Middle schoolers shop in a virtual grocery store. Students choose items for their shopping cart and check out. They determine the tax, delivery fees, and total cost. Middle schoolers discuss the advantages and disadvantages of shopping...
Lesson Plan
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Saving and Spending

For Teachers 1st - 2nd
Pupils identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Budget Finances

For Teachers 11th - 12th
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
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Spending: Spend Wisely

For Teachers 6th - 9th
Students investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
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Saving For Your Future

For Teachers 6th - 9th
Students examine their long-term financial goals and research the costs of their goals and investment strategies for meeting them. They identify their goals for the future, conduct Internet research on prices for items on their list,...
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Pocket Money And Pester Power

For Teachers 5th - 6th
Students participate in a number of activities to examine how young people think about, use and make money. They determine what young people prefer to spend money on, if there are gender differences and how they compare to students in...
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Break Even Analysis and Budgeting

For Teachers 11th - Higher Ed
Learners analyze the use of break even charts in business planning. They examine the purpose and nature of budgets. They explore price elasticity and how to use Excel spreadsheets to manipulate financial information.
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Budgeting Makes a Difference!

For Teachers 9th - 12th
Students develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
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Spend, Save or Donate

For Teachers K - 2nd
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Public Policy & The Federal Budget

For Teachers 10th - 12th
Students, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
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Choice, Opportunity, Cost and Decisions

For Teachers 9th - 12th
High schoolers discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.
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Furnishing an Apartment

For Teachers 6th - 10th
Learners explore the components that comprise the formation of a budget. Sales brochures advertising apartment furnishings are used to assist students in this task.