Curated OER
Just Sign Here: Bottom-Line Personal Finance Myths
Young scholars explore budgeting myths. In this personal finance instructional activity, students complete a series of activities that help them recognize the pros and cons of credit. Young scholars also discover the process for...
Curated OER
The Catastrophe Clan
Students participate in a financial project and identify the three c's of credit. In this credit card activity, students define and understand how to use credit wisely. Students become familiar with banking terms and types of credit. ...
Curated OER
Money Smart Choices
Students make choices regarding money management. For this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Curated OER
Using Credit: Not for a Billion Gazillion Dollars
Fifth graders explore the concept of credit. In this consumer education lesson, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students then analyze their...
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Credit Interview
Student determine a safe debt load. In this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
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Thinking About Credit
Students examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They determine...
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The Business of Credit
Students explore the concept of credit. In this credit lesson, students discuss the necessities to start-up a new business. Students discuss cost of a new business, loans, and credit. Students create their own business and apply what...
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Unit 4: Money Management - Using Bank Services
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
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Banking
Young scholars correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a...
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Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Charge!?
Students compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
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How Credit Cards Work
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.
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Credit: Buy Now, Pay Later (NEFE)
Students examine credit use and abuse, and the consequences of bankruptcy.
Council for Economic Education
Timing Is Everything
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
Council for Economic Education
You Can BANK on This! (Part 4)
Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.
Curated OER
The Good Life
Students explore the world of credit. In this finance lesson, students examine the use of credit and discuss financial fitness. Students create a brochure or poster to educate others on the types of credit and how to stay financially fit.
Curated OER
Good Advice on Credit Cards
Students study the uses of credit cards. In this life skills instructional activity, study discuss how credit systems work and the advantages and disadvantages of using credit cards.
Curated OER
Credit Inventory
In this money management worksheet, students read a paragraph regarding credit and then respond to 6 short answer questions regarding credit.
Curated OER
Not for a Billion Gazillion Dollars
Students discover what debt, saving, and credit are. In this personal finance lesson plan, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
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Bingo Brown and the Language of Love
Students study credit and interest in a novel and consumer math activity. In this credit lesson, students read the book Bingo Brown and the Language of Love. Students discuss the book and the ideas of credit, interest, and loans....
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Debt
Fourth graders read a book about debt, credit, and interest rates and write a story about these topics. In this debt and credit lesson, 4th graders read the book Four Dollars and Fifty Cents, define the terms "debt" and "credit," and...
Curated OER
Thinking About Credit
Students explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
Curated OER
Credit: Buy Now & Pay Later
Students examine credit and how it works. In this financial literacy lesson, students review the pros and cons of credit in order to purchase goods and services by answering provided questions and working within a group to come up with a...
PBS
Financial Crisis Glossary
Secondary learners explore the background and vocabulary surrounding US and global economic crises. Originally, the instructional activity was written to address the 2008 economy, but the material and information is easily adaptable to...