Curated OER
Just Sign Here: Bottom-Line Personal Finance Myths
Students explore budgeting myths. In this personal finance lesson, students complete a series of activities that help them recognize the pros and cons of credit. Students also discover the process for obtaining loans. This lesson...
Curated OER
The Catastrophe Clan
Students participate in a financial project and identify the three c's of credit. In this credit card instructional activity, students define and understand how to use credit wisely. Students become familiar with banking...
Curated OER
Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Curated OER
Using Credit: Not for a Billion Gazillion Dollars
Fifth graders explore the concept of credit. In this consumer education lesson, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students then analyze their...
Curated OER
Credit Interview
Student determine a safe debt load. For this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
Curated OER
Thinking About Credit
Middle schoolers examine the use of credit such as installment purchases and credit cards. In this credit instructional activity, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit...
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The Business of Credit
Students explore the concept of credit. In this credit lesson, students discuss the necessities to start-up a new business. Students discuss cost of a new business, loans, and credit. Students create their own business and apply what...
Curated OER
Banking
Students correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a little...
Curated OER
Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
Curated OER
Charge!?
Students compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
Curated OER
How Credit Cards Work
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.
Council for Economic Education
Timing Is Everything
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
Council for Economic Education
You Can BANK on This! (Part 4)
Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.
Curated OER
The Good Life
Students explore the world of credit. In this finance lesson, students examine the use of credit and discuss financial fitness. Students create a brochure or poster to educate others on the types of credit and how to stay financially fit.
Curated OER
Good Advice on Credit Cards
Students study the uses of credit cards. In this life skills lesson plan, study discuss how credit systems work and the advantages and disadvantages of using credit cards.
Curated OER
Credit Inventory
In this money management learning exercise, students read a paragraph regarding credit and then respond to 6 short answer questions regarding credit.
Curated OER
Not for a Billion Gazillion Dollars
Students discover what debt, saving, and credit are. In this personal finance instructional activity, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in...
Curated OER
Bingo Brown and the Language of Love
Students study credit and interest in a novel and consumer math activity. In this credit lesson, students read the book Bingo Brown and the Language of Love. Students discuss the book and the ideas of credit, interest, and loans....
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Debt
Fourth graders read a book about debt, credit, and interest rates and write a story about these topics. In this debt and credit activity, 4th graders read the book Four Dollars and Fifty Cents, define the terms "debt" and "credit," and...
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Thinking About Credit
Middle schoolers explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Middle schoolers discuss how interest accrues and how much is really being paid with a credit card. Students...
Curated OER
Credit: Buy Now & Pay Later
Learners examine credit and how it works. In this financial literacy lesson, students review the pros and cons of credit in order to purchase goods and services by answering provided questions and working within a group to come up with a...
PBS
Financial Crisis Glossary
Secondary learners explore the background and vocabulary surrounding US and global economic crises. Originally, the lesson was written to address the 2008 economy, but the material and information is easily adaptable to today's economy....
Curated OER
Pay Credit When Credit is Due
Students explore the concept of credit. In this credit lesson, students examine student organizers that focus on credit scores and credit history. Students participate in an on-line activity. Students examine credit card offers and...
Curated OER
Finance and Responsible Lending
Learners learn the characteristics of economic systems through problem solving, communication and representation. In this financial lending lesson, students use math to solve problems dealing with the economy today, to work with their...