Lesson Plan
Curated OER

Income and Expenses

For Teachers 3rd - 7th
Young scholars discuss income and expenses. In this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.
Lesson Plan
PricewaterhouseCoopers

Buying a Home: Income vs. Monthly Payments

For Teachers 3rd - 5th
Purchasing a house takes more plan than elementary schoolers realize. Each buyer will look at monthly income to determine what they can afford for a mortgage and other expenses. 
Lesson Plan
Curated OER

Budgeting Your Financial Resources

For Teachers 7th - 12th
Students explore the aspects of making a budget. In this money management lesson, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including how much they...
Lesson Plan
PricewaterhouseCoopers

Planning and Money Management: Financial Plan

For Teachers 9th - 12th
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on...
Lesson Plan
Curated OER

The Expenditure Sheet

For Teachers 9th - 10th
Students differentiate between expenditure and income. In this algebra lesson, students create a spreadsheet labeling the date, item and amount as they track their expenses. They format the cells of the spreadsheet to do all the...
Lesson Plan
Curated OER

Invest In Yourself

For Teachers 7th - 12th
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson, students apply their knowledge of finance components and create their own web based plan...
Lesson Plan
Curated OER

Budgeting for the Future

For Teachers 8th
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
Lesson Plan
Curated OER

Taxes: Where Does Your Money Go?

For Teachers 9th - 12th
Students study taxes and the role that they place in our lives. In this economic lesson, students explore the reality of taxes, how they work, why we pay them, where the money goes and how to make the most of the money you pay into taxes...
Lesson Plan
Curated OER

Math and Money

For Teachers 6th - 8th
Students explore personal finance.  In this middle school mathematics lesson, students investigate banking, income tax, and the cost of living.  The lesson includes two bonus lessons on graphing their personal spending habits...
Lesson Plan
Curated OER

The Cost of Life

For Teachers 3rd - 8th
Young scholars research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
Lesson Plan
Curated OER

Introduction to the National Debt

For Teachers 9th - 11th
Young scholars relate the national debt to the economy. In this algebra lesson, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze their...
Lesson Plan
Curated OER

Nutrition and the Elderly

For Teachers 12th - Higher Ed
Study the nutrition of elderly people and how it helps them to remain independent and healthy.  Learners investigative the nutrition concerns of the elderly. MyPlate, vitamine requirements and sensory changes in the elderly are...
Lesson Plan
Curated OER

LET YOUR FINGERS DO THE WALKING

For Teachers 4th - 5th
The student will recognize different information sources. 2. The student will use a telephone book as a resource for locating agricultural businesses and people with agriculture-related jobs.Discuss the purpose of the phone book, and...
Lesson Plan
Curated OER

BREAD IN A BAG

For Teachers 4th - 5th
If possible, acquire a handful of wheat kernels from a local farmer or seed dealer. Hand them out so students can feel them and see what they look like. Share background information. 2. Draw a wheat kernel on the chalkboard, or use the...
Lesson Plan
Curated OER

Raising Resources

For Teachers 3rd - 5th
Students determine how much it will cost to participate in a service project. In this service project lesson, students develop a budget for participating in a service project while looking at the cost of the whole project. They make a...
Lesson Plan
Curated OER

Filling Empty Pockets: Borrowing, Loans, and Credit

For Teachers 9th - 12th
High schoolers examine credit components and how each works within our economy today. In this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line...
Lesson Plan
Curated OER

Reality Store: How to Plan a Budget, Pay Bills, and Manage Your Money

For Teachers 1st - 5th
Students plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Students investigate money management.  In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs.  Students investigate housing...
Lesson Plan
Curated OER

Check It Out

For Teachers 9th - 11th
Students discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
Lesson Plan
Curated OER

The Missing Girls of India

For Teachers 9th - 12th
High schoolers study current news articles for the continuing practice of female infanticide in India. They discuss the devaluation of females in this country. Students brainstorm and evaluate solutions to this problem. High schoolers...
Lesson Plan
Curated OER

Calculating The Poverty Line

For Teachers 10th - 12th
Students examine the poverty line. In this poverty line lesson, students discover what the poverty line is and how the U.S. government determines it. Students calculate alternative poverty lines and examine their implications.
Lesson Plan
Curated OER

A Money Plan

For Teachers 6th - 8th
Middle schoolers discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
Lesson Plan
Curated OER

Doctor's Dilemma: Advocacy for Whom?

For Teachers 9th - 12th
Students investigate why doctors feel torn between patients and insurance companies. They examine the health care system and how it affects patients. They discuss one's ability to afford health insurance as well.
Lesson Plan
Curated OER

Under the Bed or in the Bank?

For Teachers 10th - 11th
Students explore personal finance.  In this consumer /financial mathematics lesson, students compare interest rates as they explore savings. 

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