What does it mean to be financially responsible? Develop a working definition of financial literacy with your classes. Using six scenarios, learners debate financially literate actions and develop a definition based on their decisions.

Emergencies usually come by surprise — preparation is key. Help to reduce anxiety of the unknown by having a financial plan in place for when they arise. Important documents are gathered and action plans are documented.

Students examine the dynamics of family finances. In groups, they discuss the importance of a budget and create their own given a fictional amount of money. As a class, they listen to a speaker from the bank discussing the importance of...

Bring Consumer Mathematics and Economics to life with this lesson plan, where learners investigate personal finance and budgeting. They use the newspaper’s classified section to determine a future job and potential earnings and determine...

With many options to pay for college, middle schoolers learn about each possibility and that continuing their education is worth the investment. They discover the difference between a grant and a loan and that some expensive...

How do grown ups do it? Teach your upper graders the ins and outs of personal finance by having them use their algebra skills to balance a checkbook. They examine the financial side of math, set up a checking account, and balance their...

Young scholars examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions...

A great subtraction and division discovery opportunity for young mathematicians, this learning task involves seven word problems that require multiple steps. Learners use a math table to persevere in solving problems that are...

A fine lesson on saving and investing is here for you and your middle schoolers. In it, learners explore the values of time and money, and discover how small amounts of money invested over time can grow into a large "pot of gold." They...

More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on...

Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...

Financial literacy skills and exponential models are connected by the compound interest formula in this task centered on inflation calculations. Collaborative learners get experience collecting data from the given websites and exploring...

What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...

It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age. 

Learners explore financial literacy.  For this middle school mathematics lesson, students investigate income, taxes, and costs of living.  Learners investigate banking and use straightforward computation to learn about savings,...

Students explore personal finance.  In this middle school mathematics lesson, students investigate banking, income tax, and the cost of living.  The lesson includes two bonus lessons on graphing their personal spending habits...

What is your credit score? How do you find it? Help your pupils answer these questions and more. They will access their free credit report and then analyze its meaning.

Start your engines! Prevent negative car buying experiences by arming pupils with information. Prepare your young drivers to make informed decisions when they are ready to purchase a car. All aspects are considered from the type of car...

Do you have enough insurance? Pupils may be surprised to learn how much their possessions are worth. This activity asks them to create an inclusive list and make a comparison to their insurance coverage. According to the statistics, most...

Learn about credit ratings and how it plays a role in the function of small businesses. Learners use their knowledge of good and bad credit to role play and determine good credit vs. bad credit in the area of small businesses.

Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.

Mrs. Moore's class is trying to earn money for a trip to the science museum, but how much more do they need? Solve this problem with your own class as they develop their ability to model real-life situations algebraically. As an added...

Students learn about credit cards and scores and how to and not to use them. In this financial concept lesson, students are given hypothetical scenarios where they are able to apply learning's to given situations as they figure rates,...

Teach adolescents to use credit responsibly. The 32nd installment of a 35-part module covers how to calculate credit card payments using a geometric series. It teaches terminology and concepts necessary to understand credit card debt.