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Make It Happen: Saving for a Rainy Day
Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by...
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Savings and Earnings
Fifth graders complete several activities to learn about earning, budgeting, and saving money. In this saving money instructional activity, 5th graders read a book about saving money and complete a 'Savings and Earnings' worksheet....
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Savers & Borrowers: Financial Markets in the United States
Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part lesson is designed to help students become knowledgeable and informed consumers.
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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Having a Savings Plan
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
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Money Vocabulary
Explore the monetary system by completing worksheets in class. Learners will identify the monetary units of England and collaborate in groups to solve money word problems. They also identify several money-related vocabulary terms before...
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A Lesson to Accompany "Benjamin Franklin and the Birth of a Paper Money Economy"
Students examine the role of money in the colonial economy by participating in a trading activity. In this colonial economy instructional activity, students complete an activity to learn about colonial trade and what happens when there...
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Investing Money
Sixth graders participate in an simulated investment activity. They examine the purpose of different types of investments before they predict which will be the most successful. Finally, they simulate investing $1,000 in stocks, $1,000 in...
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Managing Your Money
Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...
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Financial Institution Comparison
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
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Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...
California Department of Education
My Future Lifestyle
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
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Managing My Money
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson plan, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss...
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Why Save? Better Off Saving
Middle schoolers examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
ProCon
Penny
Twenty-nine percent of Americans want to abolish the one-cent coin, which begs the question: Is a penny saved really a penny earned? Scholars read fascinating facts about the history of the penny in preparation for a class debate or...
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Money Issued
Fourth graders explore economic issues. For this economics lesson, 4th graders read Alexander, Who Used to Be Rich Last Sunday and discuss how Alexander wasted his money. Students write about a time when they made a poor money decision.
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Cutting Expenses
Learners explore budgeting. In this finance and math instructional activity, students brainstorm ways in which households could save money. Learners view websites that give cost reducing ideas. Students complete an expense comparison...
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A Gift for Mama
Students read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Students define the terms...
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Money for Food
Students identify low cost, nutritious foods from each of the food groups. In this low cost nutrition lesson, students use the handout "Saving Money on Foods from MyPyramid" and work in groups to study grocery store ads to find foods in...
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The Great Cookie Company
Fourth graders implement real life application of money, problem solving, economics, and consumer awareness. In this three week economics unit, 4th graders operate a business, write checks, balance accounts, and market their...
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How to Protect Your Money
Students review the basics of investing. They discuss saving strategies and investing fundamentals. Afterward, they consider a scenario from different investment perspectives.
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Money Matters: Why It Pays to Be Financially Responsible
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Curated OER
Money, Banks, & Financial Institutions
Young scholars engage in a study of financial institutions that includes the banking industry. They participate in a research study using different resources. They are introduced to the concept of bartering and how it is used as a...
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Math: Navigating the World Around Me
Young mathematicians research and discuss real world math word problems and ways in which they apply math concepts in their everyday lives. They create a storyboard of a math word problem from which they create a slide for a multi-media...
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