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Budgeting & Checking Activity
Fifth graders role play office managers and prepare budgets for three given areas.
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Budgeting Fixed and Variable Expenses
Students create a workable budget that includes allowances for fixed and variable expenses.
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Cashing a Check and Using an ATM
Banking is a key skill all individuals should practice. Provide a hands-on exercise to encourage the proper method of writing a check and using an ATM. The lesson prompts special needs students with full assistance until mastery is...
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Money and Business
Third graders use play money to complete tasks that allow them to see if the budget they came up with works. In this budget lesson plan, 3rd graders create their own budget and test it out with the play money.
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Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Savings and Earnings
Fifth graders complete several activities to learn about earning, budgeting, and saving money. In this saving money activity, 5th graders read a book about saving money and complete a 'Savings and Earnings' worksheet. Students work in...
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The Fuelish Fact Finding
Students define fluctuation and the price of food. In this algebra activity, students create a budget to live on based on their living expenses. They create a chart and explore the cause and effect of real life scenarios.
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Choice, Opportunity, Cost and Decisions
Students discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.
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Uncle Bubba Is Dead!
Young scholars spend imaginary inheritance of $100,000 on a home and furnishings.
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Cent Sense
Students identify money values. In this money lesson, students sort and group coins by value and investigate the cost of supplies needed for a snack. Students prepare snacks for a snack sale.
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From the Mixed Up Files of Mrs. Basil E. Frankweiler
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs. In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial situation....
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Tarantula Shoes
Learners read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions throughout the...
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Money Math
Students explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
Council for Economic Education
You Can Bank On This! (Part 3)
Young scholars use a chart to show how gaining interest is a beneficial part of having a savings account. In this banking lesson plan, students also learn about the workings of an ATM and a checking account.
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The Hundred Penny Box
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
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Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
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Unit 4: Money Management - Using Bank Services
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
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The Hundred Penny Box
Learners analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Introduction to the National Debt
Students relate the national debt to the economy. In this algebra instructional activity, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze...
Visa
Saving and Investing
Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...
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Needs or Wants
Young scholars explore which items are needs and wants and explore basic budgeting principles.
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Toothpick Bridges
Students study the techniques of building a bridge. They explore different type of bridges and then plan and build a bridge to specified instructions. Students draw plans, keep a budget, and prepare balance sheets during their bridge...
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Pay Check Advance Loans
Students explore the implications of obtaining loans. They assess interest rates, amount to be paid back, and the implications if they do not pay back the loan on time. Students develop a comparison chart.