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Lesson Plan
Curated OER

Learn to Earn When you Tend to Spend

For Teachers 2nd - 3rd
Analyzing and understanding word problems is extremely important. Pupils learn that in money problems, earn usually means you add and spend usually means you subtract. They will solve a series of money-related word problems, label coins,...
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Lesson Plan
Curated OER

Consumer Borrowing and Spending

For Teachers 11th - 12th
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
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Lesson Plan
Curated OER

What Can You Do With Money?

For Teachers 2nd - 5th
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
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Lesson Plan
Curated OER

Children's Literature Across the Curriculum Ideas-If You Made A Million

For Teachers 2nd - 3rd
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Lesson Plan
Curated OER

Money, Money, Honey Bunny!

For Teachers K - 3rd
Students read a story about spending and saving money and talk about the difference between goods and services. In this money lesson plan, students also play a matching game to review the story and practice rhyming words from the story.
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Lesson Plan
Curated OER

Meet Molly An American Girl

For Teachers 4th - 5th
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
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Lesson Plan
Curated OER

Having a Savings Plan

For Teachers K - 2nd
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
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Lesson Plan
Curated OER

Thinking About Money

For Teachers K - 2nd
Young scholars evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Young scholars...
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Lesson Plan
Curated OER

Tarantula Shoes

For Teachers 9th - 12th
High schoolers read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions...
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Lesson Plan
Council for Economic Education

Government Spending: Why Do We Spend the Way We Do?

For Teachers 9th - 12th
Students examine the categories for federal spending using the internet to locate them. They create a list of expenditures noting them as government purchases or transfer payments. They analyze the patterns of spending during the past 40...
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Lesson Plan
Curated OER

A Family Spending Plan

For Teachers 6th - 8th
Students investigate family expenditures. In this family budget lesson, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
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Lesson Plan
Curated OER

Money, Money, Honey Bunny!

For Teachers 1st - 3rd
Students determine the differences between goods and services, and saving and spending. In this economics lesson, students listen to a rhyming story about a bunny with money. They play a matching game with the associated cards and work...
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Lesson Plan
Curated OER

Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
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Lesson Plan
Curated OER

How You Use Credit Cards Should Determine How You Choose Them

For Teachers 9th - 12th
Students explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. Students discuss different ways in which people use credit cards. Students determine what kind of spender...
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Lesson Plan
Curated OER

Spending

For Teachers 9th - 12th
High schoolers participate in a lesson that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can...
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Lesson Plan
Curated OER

Spending Spree

For Teachers K - 4th
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
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Lesson Plan
Curated OER

Saving and Spending

For Teachers 1st - 2nd
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Lesson Plan
Curated OER

Needs and Wants

For Teachers 8th - 9th
Students examine the difference between psychological needs and wants to control spending.
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Lesson Plan
Curated OER

The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 1st - 3rd
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
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Worksheet
Curated OER

Americans Spending at Record Rates

For Students 8th
In this Americans spending at record rates instructional activity, 8th graders read or listen to an article, discuss money topics, answer 8 true or false, match 10 synonyms, and 10 phrases, fill in 16 blanks, answer 6 short answer...
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Lesson Plan
Curated OER

Where Does All the Money Go?

For Teachers 3rd - 5th
Students explore the concept of uses for money. For this uses for money lesson, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs and...
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Worksheet
Curated OER

Month 2 Budget

For Students 11th - Higher Ed
For this consumer mathematics worksheet, students complete a monthly budget by completing each category on the sheet. They fill in the blanks and calculate their totals for month two.
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Worksheet
Curated OER

Month 3 Budget

For Students 11th - Higher Ed
In this consumer mathematics worksheet, students complete a monthly budget form by filling each of the categories. They fill in their total expenses for each category and calculate their budget for month three.
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Worksheet
Curated OER

Month 5 Budget

For Students 9th - 12th
In this consumer mathematics worksheet, students complete the following statements with their appropriate information. Then they calculate their total expenses and subtract a portion for savings.