Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are assigned 1 of 10 research topics (included), and asked to present to the class without lecturing. Consider creating an assignment guide for this aspect of the lesson plan. After presentations, groups are given a scenario to act out, showing their credit literacy.