Curated OER
Less Than Zero
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
Curated OER
Borrowing and Lending
Fourth graders investigate the advantages and disadvantages of borrowing money. For this financial awareness lesson, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of borrowing money.
Curated OER
The Business of Interest
Students explore the concept of simple and compound interest. For this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
Curated OER
Who Gets the Money?
Students determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.