Lesson Plan
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Saving and Spending

For Teachers 1st - 2nd
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Lesson Plan
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Burning a Hole in Your Pocket

For Teachers 5th - 6th
Students solve word problems.  In this money lesson, students solve math word problems dealing with money and then write down all the steps necessary to solve the problems.  Students use given websites to practice more math...
Lesson Plan
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Saving and Creating a Personal Budget

For Teachers 5th
Fifth graders brainstorm ways to save money. In this financial awareness lesson, 5th graders read a chapter from the book, From the Mixed-Up Files of Mrs. Basil E. Frankweiler and create a personal budget for themselves.
Lesson Plan
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One Vs. One Hundred

For Teachers 3rd - 5th
Students explore the concept of place value. They differentiate between digits and their values as it related to addition and subtraction. Through the use of technology and manipulatives students investigate the place value of digits by...
Lesson Plan
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Savings Account Introduction Lesson

For Teachers 6th - 7th
This teaching tool promotes a practical understanding of basic mathematical skills by having learners determine percents on interest. There are several worksheet options available as well as a guid on how best to use them.
Lesson Plan
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A Lesson to Accompany "Benjamin Franklin and the Birth of a Paper Money Economy"

For Teachers 10th - Higher Ed
Young scholars investigate the role of money in the colonial economy. In this colonial economy lesson, students participate in a trading activity, read the booklet "Benjamin Franklin and the Birth of a Paper Money Economy," participate...
Lesson Plan
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Withdrawing Money From The BAnk

For Teachers 9th - 12th
Learners discuss the various options for withdrawing money from the bank. Students recognize the importance of keeping accurate bank records and personal banking information secure. This lesson is intended for learners acquiring English.
Lesson Plan
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Why Money?

For Teachers 7th - 9th
Students participate in a trading simulation to learn about barter and the benefits of using money. In this barter lesson, students participate in a trading simulation and learn about coincidence of wants. Students then use money cards...
Lesson Plan
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Teaching Economics Using LUNCH MONEY

For Teachers 3rd - 6th
Students, after reading the book "Lunch Money" by Andrew Clements, explore money and different saving places. They research different ways in which productivity has increased over the years, they examine products to determine if the...
Lesson Plan
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Who Is Considered A Good Credit Risk?

For Teachers 9th - 12th
Students apply the C's of credit to evaluate who is a good credit risk. They are asked how their loaning money to friends relates to their class. Students work in groups of 4-5. They identify as many advantages and disadvantages of...
Lesson Plan
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Banking Services

For Teachers 10th - 12th
Students analyze the banking services and complete related activities. In this banking lesson plan, students review the services available at a bank and interview people for about the banking services they use. Students shop for checking...
Lesson Plan
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ABC's of Banking

For Teachers 9th - 10th
Young scholars explore the concept of managing money. In this managing money lesson plan, students discuss how to write checks and keep an accurate check registry. Young scholars discuss the importance and uses of debit cards and deposit...
Lesson Plan
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Sheep in a Shop

For Teachers K - 2nd Standards
What do you think sheep might be able to barter when they don't have quite enough to buy a gift? Your pupils can find out this and much more during this lesson about Sheep in a Shop, spending, saving, and bartering.
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Federal Reserve Bank

Less Than Zero

For Teachers 2nd - 4th Standards
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Lesson Plan
Federal Reserve Bank

Glo Goes Shopping

For Teachers K - 3rd Standards
Making decisions can be very difficult. Show your class one way to evaluate choices with this lesson, which is inspired by the book Glo Goes Shopping. Learners practicing using a decision-making grid with the content of the story and a...
Lesson Plan
Federal Reserve Bank

Once Upon a Dime: High School Lesson Plan

For Teachers 9th - 12th Standards
Who knew that fairy tales and economics go hand-in-hand? Pupils complete a host of handouts, using everything from graphic organizers to short answer questions to reinforce concepts. They also complete a project that builds on everything...
Lesson Plan
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Checks and Balances

For Teachers 6th - 10th
Students examine how bank checks work and follow the "journey" of a written check. They discuss how transactional accounts work, identify and discuss the various parts of a check, and participate in a simulated business transaction...
Lesson Plan
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Money Management

For Teachers 3rd - 4th
Students role play buying and selling items. In this economics activity, students are given play money with which to purchase items, as well as value their own items for others to buy. Each student in the group works together to decide...
Lesson Plan
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Studying Checks

For Teachers 8th - 10th
While on-line banking and electronic payments seem to be the way of the future, next-generation wage earners still need to understand the details of check writing. Here the focus is on the details of the check including what the...
Lesson Plan
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Math and Money

For Teachers 7th - 8th
Students explore financial literacy.  In this middle school mathematics lesson plan, students investigate income, taxes, and costs of living.  Students investigate banking and use straightforward computation to learn about...
Lesson Plan
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Reality Store: How to Plan a Budget, Pay Bills, and Manage Your Money

For Teachers 1st - 5th
Learners plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.
Lesson Plan
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Lemonade For Sale

For Teachers 2nd - 3rd
2-3rd graders listen to the story, Lemonade for Sale, by Stuart J. Murphy. In the story, children produce and sell lemonade to raise money for their clubhouse, create a product, classify the resources used in production as natural...
Lesson Plan
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How to Protect Your Money

For Teachers 10th - Higher Ed
Learners review the basics of investing. They discuss saving strategies and investing fundamentals. Afterward, they consider a scenario from different investment perspectives.
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Money Smart children

For Teachers K - 2nd
Students elementary financial vocabulary words: spend, save, invest and donate. In this finance lesson, students respond to the story "Sam and the Lucky Moon." Students describe the concepts of wants and needs, resources, scarcity,...

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