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Managing Your Energy Budget

For Teachers 9th - 12th
Students experience an inequitable resource distribution and electronically calculate their own Ecological Footprint. The assess their resource use and learn more about sustainable living strategies in a video tour by Penn State...
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Making a Spreadsheet

For Teachers 5th - 8th
Students explore spreadsheet software.  In this personal finance and computer technology lesson, students develop a vacation spreadsheet on the computer.  Students represent hotel, food, transportation, and entertainment costs...
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The Hundred Penny Box

For Teachers 5th - 7th
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  In this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
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The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 2nd - 4th
Students explore personal finances. In this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Students examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs as...
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The Leaves in October

For Teachers 3rd - 5th
Students determine whether or not to save or spend and defend a decision.  In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share...
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Visual 1: The Cost of Credit

For Students 4th - 6th
In this money management instructional activity, learners examine an advertisement for a bike and respond to 3 questions that require them to calculate percentages
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Credit Inventory

For Students 4th - 6th
In this money management worksheet, students read a paragraph regarding credit and then respond to 6 short answer questions regarding credit.
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Slow Times Mean Pay Cuts For Many

For Teachers 9th - 12th
Students explore the concept of a slowing economy. In this slowing economy lesson plan, students discuss the trickle-down effects of a slowing economy. Students create an estimated budget for living expenses after high school. Students...
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Let's Go Shopping with $500

For Teachers 3rd
Third graders use a worksheet to budget a five-hundred dollar shopping spree. They select goods to purchase, figure totals and then calculate discounts and sales tax. They compare results to determine who purchased the most for his or...
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Build a Block Model

For Teachers 11th - 12th
Students construct a block model of the Space Station. They develop a description of their procedures, complete flow diagrams of their processes, develop a budget, and present their block model to the class.
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Design-A-Room Project (Part 3 of 3)

For Teachers 5th - 7th
Students culminate a unit on measurement with a focus on area and perimeter. They design a floor plan of their dream room on graph paper showing the proper area and perimeter. They plan the budget for their room and make a 3-D scale...
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Organizing a Business Trip: A Technolgy-Integrated Project

For Teachers 8th - 12th
Learners research the Internet to gather information about silk and make travel arrangements for a business trip. They create a memo to participants, create a database of suppliers, a letter to suppliers, design company letterhead and...
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Bon Voyage Math

For Teachers 6th
Sixth graders investigate the cost of throwing a party.  In this cost of throwing a party lesson, 6th graders have to throw a going away party for 2 exchange students given a $350 budget.  Students work in groups to determine...
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Financial Planning

For Teachers 8th - 10th
Students participate in activities in order to apply the skills of sound financial planning that includes creating and maintaining a budget. The lesson is intended for diverse learners because of the application of The Multiple...
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Grocery Shopping

For Teachers 10th - 12th
Pupils apply budgeting and shopping strategies. They study consumer shopping skills and guidelines to be a better shopper by comparing stores, comparing prices and unit pricing, brands, using coupons and not being fooled with gimmicks...
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Sum It Up!

For Teachers 3rd - 5th
Students practice summarizing information from a reading using their own words. They take notes while reading using a guided worksheet. For the written summary they have a budget of two dollars with each word used costing ten cents.
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Today's News, Tomorrow's History

For Teachers 6th - 12th
Young scholars read and analyze the historic New York Times front pages, and read an article that focuses on the current housing slump and the effect on state budgets. They answer comprehension questions, then in small groups answer...
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Open-Ended; Joining (Addition), Part-Part-Whole

For Students 4th
Given a budget, a list of items to put in a treat bag, and how much each item costs might be a little difficult for your students at first. However, these are all going into a treat bag for Madeline's friends. What would your learners...
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Thinking About Money

For Teachers 3rd - 5th
Young scholars explore the concept of a personal budget. In this philanthropy lesson, students use a Venn diagram to compare 2 stories in which the main characters spend money in different ways.
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Touring the Regions of the United States

For Teachers 5th
Fifth graders explore the regions of the United States. For this geography skills lesson, 5th graders examine the landforms, climates, and economies of the regions of the United States. Students conduct Internet research in order to...
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Alleviating Poverty

For Teachers 7th - 12th
Students explore the prevalence of poverty. In this global studies lesson, students participate in a budgeting simulation. Students also research world poverty statistics and discuss the social issue....
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Passport to Globalization

For Teachers 11th - 12th
Students discover how to live on a low budget. In this economics lesson, students investigate how the value of money in different countries affects market exchange. They should be familiar with money exchange policy.  
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Resources and Recipes for Independent Living

For Teachers 9th - 12th
High schoolers discover how to prepare low-cost, nutritional meals. In this personal health activity, students analyze nutritional standards, plan a nutritional meal, budget for the meal, and share their findings with their classmates.

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