Curated OER
Family Profile Record Sheet
In this math worksheet, students learn real world math applications for budgeting expenses in a simulated family. Students make a family profile with profession choice and monthly income. Students then fill out detailed budgets which...
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your learners. Things like bank checking account fees,...
Curated OER
Savers & Borrowers: Financial Markets in the United States
Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part lesson is designed to help students become knowledgeable and informed consumers.
Curated OER
Savings and Earnings
Fifth graders complete several activities to learn about earning, budgeting, and saving money. In this saving money lesson plan, 5th graders read a book about saving money and complete a 'Savings and Earnings' worksheet. Students work in...
Curated OER
Savings and Budget
Second graders investigate the concept of developing a budget. In this financial awareness lesson, 2nd graders read the book The Case of the Shrunken Allowance and brainstorm ways they can save and budget money. Students create their own...
Council for Economic Education
Opportunity Cost
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Curated OER
Budgeting
Students explore what butgeting means. In this mathematics lesson, students determine that certain things need to be part of a budget like food and clothing by answering real-life types of questions on whether one should save money and...
Curated OER
Why Save? Better Off Saving
Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
Curated OER
Tower Building Challenge- Budgeting
In this tower building and budgeting activity, students attempt to meet the goal of building the tallest free standing structure on the smallest budget. They build the structures with straw, paper clips, and masking tape which all have a...
Curated OER
Budgeting Your Financial Resources (The Mint)
Students plan and maintain balanced budgets.
Curated OER
Budget Worksheet
In this student budget activity, students fill in their incomes as well as their individual payments per month to chart where their money goes each month.
Curated OER
Micro Economics - Personal Budgeting
Students explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Curated OER
Lesson 5: Creating a Budget
Learners define and discuss concepts of income and expense, figure out monthly take home pay, keep track of their spending for one month, identify at least ten categories of expenses, and develop budgets to prevent falling into debt.
Curated OER
Money Math Lessons for Life
An outstanding instructional activity on financial literacy is here for you. Learners are presented with six scenarios, then compute the amount of savings they will have in their accounts. They complete a series of exercises designed to...
Curated OER
Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
Curated OER
Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
Curated OER
Budget Making
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
Federal Reserve Bank
Piggy Bank Primer: Saving and Budgeting
Introduce young economists to basic concepts like unlimited wants, opportunity costs, saving, and budgeting with this workbook designed by the Federal Reserve Bank.
Curated OER
Personal Savings: Saving Money for Those Items you Really Want
Learners explore how to save money to buy the things they want.
Curated OER
Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Curated OER
Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
Curated OER
May the Best Character Win
Running an election campaign takes money. Class groups must effectively budget money in order to design and purchase sufficient advertising aimed at procuring classmates' votes. After completing an online tutorial, they also write and...
Curated OER
Financial Institution Comparison
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
Alabama Learning Exchange
Sky High
How are skyscrapers built? What does it take to make a structurally sound building? How can one work within a budget to complete a building project? These guiding questions will be investigated and answered within a hands-on lesson....