Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
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Create a Budget
Learners develop a budget spreadsheet to manage finances for their business. In this finance instructional activity, students use a spreadsheet program to create a budget with credit and debit columns. There are step-by-step directions...
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4 Month Budget Spreadsheet
Eighth graders create and maintain a spreadsheet budget based on a predetermined salary. They have an opportunity to make "investments and purchases." Budget records be kept for an imaginary 4 month period.
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Budget Making
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
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Money Math: Lessons for Life
Students develop a budget for a college student using all of the influences that the student would have. In this budgeting lesson plan, students use real life examples to create a budget spreadsheet. Students read and study sample...
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Making a Spreadsheet
Learners explore spreadsheet software. In this personal finance and computer technology instructional activity, students develop a vacation spreadsheet on the computer. Learners represent hotel, food, transportation, and entertainment...
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling their bedroom,...
Conneticut Department of Education
Personal Finance Project Resource Book
Balancing a budget, paying taxes, and buying a home may feel out of reach for your high schoolers, but in their adult years they will thank you for the early tips. A set of five lessons integrates applicable money math activities with...
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A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
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Party Math
Students create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.
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Here Comes The… Bill
Young scholars share opinions about importance of milestone events they might host or attend. They then prepare estimated budgets for parties based on established budget totals, and compare their estimates against the real costs.
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Personal Budgeting Project
Young scholars create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family...
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Menu Math
Pupils follow the food pyramid to create a daily food budget. They research food prices online or in newspapers. They graph the amount of each food group included in their menus. They can also create a weekly food menu based on a fixed...
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Class of 2000 - Student Loans
Students determine how they will finance their postsecondary education. In this student loan activity, students create spreadsheets that help them budget their first year of college. Students identify methods to fund the budgets and...
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Money Math
Students explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
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Back-To-School Shopping
Fifth graders estimate the prices of items to be bought for back to school. They use catalogs and/or advertisements to research the cost of each of the items. They use problem solving strategies and a spreadsheet template to determine...
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Introduction to the National Debt
Students relate the national debt to the economy. In this algebra lesson, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze their findings...
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Comparing Plans
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...
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Build Your Dream Bedroom
Designers measure their own rooms and produce a scale drawing. They use the Internet to visit sites to find the costs of purchasing new carpet, paint, or anything else they would like to add to their room. Using a $1500 budget, they will...
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Who's Going to the Convention?
High schoolers practice planning budgets as they create a budget for ten employees of a company to attend a professional convention. They use the Internet, and spreadsheet software to complete their assignment.
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African Safari
Students create an Excel spreadsheet that show a budget for a trip to Africa to see wildlife. In small groups, they complete internet research to determine the countries and sites to visit then calculate the costs involved for the trip....
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Family Purchases
Students generate a gift list for their family members making sure the costs remain under budget. They research the cost of items on the internet, calculate sales tax, and determine the total cost for all of the gifts.
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Houses and Cars and Loans
Students create a spreadsheet to track their spending. For this algebra lesson, students use loan formulas to calculate the payback amount plus interest on a loan. They calculate how much money they would need to buy a car and house.
We are Teachers
What Goes Up Must Come Down
From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.