Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...

Second graders produce a budget for a party.  In this money management instructional activity, 2nd graders create a budget for an imaginary party they will have based on a $20.00 limit.  Students observe a video clip in class...

Students develop a budget for a college student using all of the influences that the student would have.  In this budgeting lesson plan, students use real life examples to create a budget spreadsheet.  Students read and study...

Students pretend to buy age/gender appropriate Christmas presents using a given budget for a specified number of people.

Learners read and discuss "Prosperity Extends Its Reach, but Not Far Enough to Benefit All," and examine the difficulty, for the working poor, in making ends meet, and propose philanthropic solutions.

Students create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.

Young scholars evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Young scholars...

Students read a story about spending and saving money and talk about the difference between goods and services. In this money lesson plan, students also play a matching game to review the story and practice rhyming words from the story.

Young scholars keep track of money. In this money management lesson plan, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.

In this Economics/Personal financial literacy worksheet, students use USA Today to find article, photos, charts, or graphics related to events that are affecting the prices of different products and services.  Students answer...

Students explore the advantages and disadvantages of purchasing a used vehicle.  For this warranty lesson, students  define "implied warranty of merchantability," then complete several activities that reinforce this concept,...

Students determine how to spend donated money. In this money choices lesson, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. Students play a bingo game to reinforce...

Students become familiar with vocabulary related to spending money.  In this economics lesson, students participate in activities to learn about spending money and budgets.

In this personal finance worksheet, students complete the graphic organizer as they chart the 40 listed monthly expenses for 2 months.

Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.

Students participate in a number of activities to examine how young people think about, use and make money. They determine what young people prefer to spend money on, if there are gender differences and how they compare to students in...

Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...

Scholars complete the Reality Chech handout that identifies their potential salary given a specific profession. Pupils examine the lifestyle options and choose what they wish to have; however, each item costs money and, depending on how...

Fourth graders add and subtract decimals as they use a table to solve budget based problems.

Young scholars explore the concept a higher education yields higher earnings. Throughout the class, students visit six workstations and examine occupations, education, salaries, spending, banking, and taxes. As young scholars rotate...

In this probability and statistics worksheet, students determine when a collected data or a graph of the data could be biased.  The one page worksheet contains four multiple choice questions.  Answers are included.   

Students use an outdated budget to examine what the county spends its money on for its citizens. Using county information, they describe how the Board of Supervisors make budget decisions and how it can shape public policy. They also...

Learners practice developing budgets. In this financial awareness lesson plan, students read The Monster Money Book and list ways the characters saved money in the story. Learners plan a budget and demonstrate how to look for bargains...

Young scholars brainstorm a list of items that should be a priority for the government to help its citizens. Using an out of date budget, they identify individual line items and the conflicts involved in making a budget work. They...