Curated OER
I Can Buy Anything I Want: Consumer Debt and Social Responsibility
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
Curated OER
Comparing Plans
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...
Practical Money Skills
Cars and Loans
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance lesson.
Northern Ireland Curriculum
Money Wise
Does money seem to slip through your middle schoolers' fingers? Encourage them to examine spending, saving, and budgeting habits with a unit on consumer skills and money management. Young spenders study the waste that occurs with school...
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Learning to Give
Five Thousand Dollars!
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
Curated OER
Needs and Wants
Students examine the difference between psychological needs and wants to control spending.
SaveandInvest.org
The True Cost of Owning a Car
Almost every teen wants a car, but can they really afford one? The lesson plan walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Curated OER
All The Bell & Whistles
Young adults are so eager to get that first cell phone. And, cell phones have so many cool extras! Learners conduct real-life research to determine which cell phone carrier offers the best deals on things like wall paper, ringtones, and...
Curated OER
Money Word Problems Test
For this solving story problems with money worksheet, students find the amount of change and coins needed to solve. Students solve nine problems.
Council for Economic Education
You Can BANK on This! (Part 2)
This is part two in a four-part instructional activity on banking and personal finance. In this instructional activity, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a...
PLS 3rd Learning
Monthly Budget & Operating Costs
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
Curated OER
Money 9.1
In this counting money worksheet, students complete several different exercises that help them understand money and how to count both cents and dollars.
Curated OER
So You Want to Drive an Automobile?
Students research types of auto insurance that are required in the state of Florida. They choose an automobile and find the cost of insurance to legally drive it.
Curated OER
We're in the Money
Students study money and its place in the economy. In this middle school Consumer Math lesson, students explore the barter system and the need for money. Students explore how money works in society and explore modern money and money in...
Federal Reserve Bank
Important Financial Documents
Emergencies usually come by surprise — preparation is key. Help to reduce anxiety of the unknown by having a financial plan in place for when they arise. Important documents are gathered and action plans are documented.
Curated OER
Event of the Century
Students practice budgeting skills. In this event planning lesson plan, students plan all aspects of an event of their choosing. Students establish a budget for the event and create portfolios that document their plans.
PLS 3rd Learning
Vehicle Comparison Shopping
This is part of a larger unit on cars (financing, insurance, budget, etc.). Before comparison shopping for their ideal car, teens fill out a survey on their transportation preferences. In related lessons, they consider financing,...
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Curated OER
How Much Will That House Cost?
What is a mortgage and how do you use it to pay for a house? Young financiers determine how much money is actually spent paying a mortgage payment on a home. They use their math skills to calculate monthly payments on a home given a 30...
Curated OER
The Good Life
Students explore the world of credit. In this finance lesson, students examine the use of credit and discuss financial fitness. Students create a brochure or poster to educate others on the types of credit and how to stay financially fit.