Curated OER
FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Learners learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Curated OER
Just Sign Here: Bottom-Line Personal Finance Myths
Students explore budgeting myths. In this personal finance lesson, students complete a series of activities that help them recognize the pros and cons of credit. Students also discover the process for obtaining loans. This lesson...
Council for Economic Education
You Can BANK on This! (Part 4)
Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.
Curated OER
Bingo Brown and the Language of Love
Learners study credit and interest in a novel and consumer math activity. In this credit lesson, students read the book Bingo Brown and the Language of Love. Learners discuss the book and the ideas of credit, interest, and loans....
Curated OER
Unit 4: Money Management - Using Bank Services
Young scholars explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of...
Curated OER
Consumer Credit: Buy Now, Pay Later, and More
Students explore the concept of consumer credit. In this consumer credit lesson, students discuss the costs and benefits of buying with credit. Students examine scenarios to determine the costs and benefits of using a particular method...
Curated OER
FINANCE AND RESPONSIBLE LENDING.
Students study the role of banks, lending and their services. In this analysis instructional activity, students learn about savings, checking accounts and lending and the importance of banks as financial intermediaries.
Curated OER
Credit Inventory
In this money management worksheet, students read a paragraph regarding credit and then respond to 6 short answer questions regarding credit.
Visa
In Trouble
What are some of the financial risks associated with using credit? Pupils learn the warning signs of incurring financial hardship, and through PowerPoint presentations, worksheets, and discussion, discover the implications of such events...
Federal Reserve Bank
Worth!
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...
Practical Money Skills
Cars and Loans
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance lesson.
Wells Fargo
Hands on Banking
Encourage middle schoolers to be proficient and knowledgeable in the economic world with a series of personal finance lessons. Focusing on banking, credit, budgets, and investing, the activities guide learners through financial literacy...
Forest Foundation
Fire in Our Communities - What Can We Do?
Learn about defensible space and renewable resources with a lesson about forest fires. After exploring the ways that humans have impacted the environment, kids conduct mock interviews about differing points of view in the conservation...
Brown University
The Candidates and Their Values: Election 2016
Voting for the next president of the United States is about finding the candidate who most closely aligns with your own values and sense of democracy. High schoolers become acquainted with the candidates from the 2016 election with a...
Forest Foundation
Fire Investigation and Experimentation
Assess the probability of a wildfire with several lessons about fire danger ratings and risk factors. After experimenting with fuel moisture, learners explore the various elements that could contribute to a wildfire, such as wind speed,...
Curated OER
HOW TO EVALUATE THE TRUSTWORTHINESS OF CONTENT-ORIENTED WEB SITES.
Students objectively learn how critically evaluate Web sites for utility, trust, and reliability. In this instructional activity, students learn that some Web sites might be deceiving in their intent despite their popularity.
Federal Reserve Bank
Creditors’ Criteria and Borrowers’ Rights and Responsibilities
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as well...
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your learners. Things like bank checking account fees,...
Curated OER
Shopping Smarter
Students read a book about money and smart shopping to learn about debt, advertising, and the use of credit cards. For this consumer math lesson, students read the book The Kids' Money Book and discuss economic concepts. Students...
Curated OER
Lesson 4: Credit
Students discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
Curated OER
I'll Just Charge It
Third graders explore advantages and disadvantages of credit card use before they fall into the credit trap!
Wells Fargo
Hands on Banking
Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal finance problems...
K20 LEARN
Making Sense of MLA: Citing Sources and MLA Formatting
The Modern Language Association (MLA) Style Sheet is about giving credit where credit is due. And while there are different style sheets, the one most often used in Language Arts is the MLA. In this lesson, high school scholars learn how...
Curated OER
Credit as Currency: Ancient World History
Students examine use and principles of currency as it relates to the establishment and continuation of credit and banking systems.