Curated OER
Currency and Exchange Rates
Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....
Curated OER
Compounding with 100% Interest Rates
Your young economists will be amazed at the effect of compounding interest more frequently in this collaborative task about making sound financial choices. Learners are walked through the calculations of a couple of examples and then...
Curated OER
Shopping for Credit Exercise
In this personal budgeting worksheet, students compare 3 credit card offers and determine which would benefit them the most. Students respond to 6 short answer questions about the exercise.
Noyce Foundation
Lawn Mowing
This is how long we mow the lawn together. The assessment requires the class to work with combining ratios and proportional reasoning. Pupils determine the unit rate of mowers and calculate the time required to mow a lawn if they work...
Curated OER
Credit: Taking an Interest in Credit
Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
Curated OER
Filling Empty Pockets: Borrowing, Loans, and Credit
Students examine credit components and how each works within our economy today. For this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
Curated OER
Real Life Challenge- Give Me Credit!
In this credit learning exercise, students calculate the value of 4 different loans before completing a table about credit card offers advertised in newspapers, magazine, or junk mail.
Curated OER
How You Use Credit Cards Should Determine How You Choose Them
Students explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. Students discuss different ways in which people use credit cards. Students determine what kind of spender...
Curated OER
Consumer Credit
Students investigate he concept of consumer credit by explaining the benefits of using credit. The costs of their use is discussed in the lesson and the criteria that is used in order to establish credit. They work in cooperative groups...
Curated OER
Credit: Buy Now & Pay Later
Students examine credit and how it works. In this financial literacy lesson plan, students review the pros and cons of credit in order to purchase goods and services by answering provided questions and working within a group to come up...
Curated OER
Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
Concord Consortium
Smart Money
Watch the money grow daily. Scholars tackle a problem to determine how much money they will have if a dollar grows at 10 percent compounded daily after a month. Using that knowledge, learners notice the difference between varying savings...
Balanced Assessment
At the Supermarket
Grocery managers and chefs sure use lots of math. Scholars first use ratios and unit rates to determine a price for a can of corn. Once individuals have the pricing, they determine the amount of ingredients necessary to make brownies...
Curated OER
Math in Society
Students critique and compare loan purchases dealing with credit rating, beacon scores, and credit-scoring systems. They define vocabulary associated with the lesson. Students deduce an individuals beacon score.
Curated OER
Compounding with a 5% Interest Rate
The balance in an account continuously compounding interest is the context of this engaging task. Your young accountants will investigate the ending balance in an account as they compound the interest more and more. Learners write the...
We are Teachers
What Goes Up Must Come Down
From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.
Noyce Foundation
Snail Pace
Slow and steady wins the race? In the assessment task, scholars calculate the rates at which different snails travel in order to find the fastest snail. Hopefully, your class will move much more quickly in finishing the task!
The New York Times
Understanding the Mathematics of the Fiscal Cliff
What exactly is the fiscal cliff? What are the effects of changing income tax rates and payroll tax rates? Your learners will begin by reading news articles and examining graphs illustrating the "Bush tax cuts" of 2001 and 2003. They...
Curated OER
Chemistry 142 Exam 1
For this chemistry exam worksheet, students solve fifteen problems related to acids and bases, rates of reactions, and half life.
Curated OER
Number and Operation: All About Monday - Does it Pay?
Solve real-world financial math problems. High schoolers will work through a series of problems as they look at credit card interest, bill payment, and other real-world personal money matters.
Curated OER
EBT-rimental
Students engage in a lesson plan that gives them the tools needed to become knowledgeable credit consumers. The companion website for the ITV program TV-411 is used to provide learners with an interactive experience of what credit has to...
Curated OER
The Catastrophe Clan
Students participate in a financial project and identify the three c's of credit. In this credit card activity, students define and understand how to use credit wisely. Students become familiar with banking terms and types of credit. ...
Curated OER
Charge Cards!
Students identify and define the various types of credit cards and credit card offers. In this credit cards lesson, students identify the pros and cons of managing a credit card account. Students locate information on the Federal...
Federal Reserve Bank
Lesson 3: A Fresh Start
The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third lesson in a unit about Hurricane Katrina and other events that can result in...