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Lesson Plan
Curated OER

Introducing the Classroom Economy

For Teachers 3rd - 5th
Learners discuss the definition of economics and study how current and historic societies have had economic systems. They determine necessary classroom jobs and attach ddaily or weekly salaries to those positions. Students are introduced...
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Unit Plan
Wells Fargo

Hands on Banking

For Teachers 6th - 8th Standards
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
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Assessment
Concord Consortium

Smart Money

For Students 5th - 7th Standards
Watch the money grow daily. Scholars tackle a problem to determine how much money they will have if a dollar grows at 10 percent compounded daily after a month. Using that knowledge, learners notice the difference between varying savings...
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Lesson Plan
Curated OER

Who Is Considered A Good Credit Risk?

For Teachers 9th - 12th
Students apply the C's of credit to evaluate who is a good credit risk. They are asked how their loaning money to friends relates to their class. Students work in groups of 4-5. They identify as many advantages and disadvantages of...
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Lesson Plan
Curated OER

How Credit Works

For Teachers 7th - 12th
Pupils discuss credit terminology and analyze an actual loan application from a family member.
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Lesson Plan
Curated OER

Credit Card Danger and Abuse

For Teachers 9th - 11th
Young scholars, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their...
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Lesson Plan
Curated OER

Give Yourself Some Credit

For Teachers 8th
Eighth graders identify information and skills necessary to transition to high school. They complete a graphic organizer comparing middle school and high school. They discuss earning credits and specific requirements for graduation from...
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Lesson Plan
2
2
Federal Reserve Bank

Creditors’ Criteria and Borrowers’ Rights and Responsibilities

For Teachers 9th - 12th Standards
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as well...
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Lesson Plan
Curated OER

Stone Fox

For Teachers All
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Lesson Plan
Curated OER

Number and Operation: All About Monday - Does it Pay?

For Teachers 9th - 12th
Solve real-world financial math problems. High schoolers will work through a series of problems as they look at credit card interest, bill payment, and other real-world personal money matters.
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Unit Plan
We are Teachers

What Goes Up Must Come Down

For Teachers 9th - 12th Standards
From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.
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Lesson Plan
PricewaterhouseCoopers

Consumer Fraud

For Teachers 9th - 12th
Falling into the hands of a credit scam is much too common these days, and the young adults in the classroom need to be prepared. Through the activity, learners discover how to be a safe spender and use common sense when presented with a...
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Lesson Plan
Curated OER

Earned Income Credit

For Teachers 6th - 12th
Students distinguish between tax deduction and tax credit, explain how the earned income credit affects the tax liability, apply requirements to claim the earned income credit, and describe factors that determine the amount of the earned...
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Lesson Plan
Curated OER

Charge!?

For Teachers 9th - 12th
Students compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
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Lesson Plan
Curated OER

EBT-rimental

For Teachers Higher Ed
Students engage in a lesson plan that gives them the tools needed to become knowledgeable credit consumers. The companion website for the ITV program TV-411 is used to provide learners with an interactive experience of what credit has to...
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Lesson Plan
Curated OER

The Catastrophe Clan

For Teachers 7th - 10th
Students participate in a financial project and identify the three c's of credit.  In this credit card lesson, students define and understand how to use credit wisely.  Students become familiar with banking terms and types of credit. ...
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Lesson Plan
Council for Economic Education

You Can BANK on This! (Part 4)

For Teachers 3rd - 5th
Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.
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Lesson Plan
Curated OER

Charge Cards!

For Teachers 7th - 12th
Students identify and define the various types of credit cards and credit card offers. In this credit cards lesson, students identify the pros and cons of managing a credit card account. Students locate information on the Federal...
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Lesson Plan
Curated OER

Just Sign Here: Bottom-Line Personal Finance Myths

For Teachers 8th - 12th
Students explore budgeting myths. In this personal finance lesson, students complete a series of activities that help them recognize the pros and cons of credit. Students also discover the process for obtaining loans. This lesson...
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Lesson Plan
1
1
Federal Reserve Bank

Lesson 3: A Fresh Start

For Students 7th - 12th Standards
The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third lesson in a unit about Hurricane Katrina and other events that can result in...
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Lesson Plan
Visa

In Trouble

For Teachers 7th - 12th Standards
What are some of the financial risks associated with using credit? Pupils learn the warning signs of incurring financial hardship, and through PowerPoint presentations, worksheets, and discussion, discover the implications of such events...
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Worksheet
Curated OER

Help Your Child Manage Credit

For Students 10th - 12th
In this credit worksheet, students read a 1-page article titled "Help Your Child Manage Credit," and then respond to 3 short answer questions about the article.
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Lesson Plan
Visa

Home Sweet Home: Purchasing a Place

For Teachers 9th - 12th Standards
While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...
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Unit Plan
North Carolina Department of Public Instruction

What Is A Bank?

For Teachers 6th - 9th
You're never too young to learn about banking and personal finance. Use a set of seven banking lessons to teach middle schoolers about checking and savings accounts, interest rates, loans and credit cards, and safety deposit boxes.

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