Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...

Students create a monthly budget. In this finances lesson plan, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When...

Eighth graders explore the basics about investing in the stock market, begin to see how the knowledge of decimals, fraction, and percents can be applied to financial profit or loss if investing in the market, and track their stocks using...

Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...

Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson, students create a career plan and personal budget of their own and...

Pupils develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." Pupils calculate the finances of a character in the video. Students experience various budget scenarios such as earning debt,...

Young scholars analyze how producers respond to incentives and allocate their scare resources to maximize profits. They write persuasive letters to government officials and others. They read "Dry Wells That Are Not So Dry." They take...

Students participate in a lesson of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using credit to make purchases...

Students examine ways to make money grow through banking basics. In this banking basics lesson, students identify the types of bank accounts and explore the different types of accounts. Students work in pairs to create pamphlets about...

Falling into the hands of a credit scam is much too common these days, and the young adults in the classroom need to be prepared. Through the activity, learners discover how to be a safe spender and use common sense when...

Elementary schoolers look into the very real, and scary, practice of identity theft. They discover the main techniques used by people who steal other people's identity. Learners produce an identity theft tip sheet and share their tips...

Credit cards are tempting to use right out of high school. Teach your upperclassmen the benefits and challenges of credit and how it can affect their future. The lesson covers credit scores and ways to strengthen credit if...

Purchasing a house takes more plan than elementary schoolers realize. Each buyer will look at monthly income to determine what they can afford for a mortgage and other expenses. 

Compare the different types of insurance with high schoolers, and have them learn the benefits and costs of medical, auto, and home policies. The resource addresses what makes some insurances more costly and what teenagers can do to...

High schoolers don't think they need to know about mortgages, but with college and renting soon approaching, fiscal responsibility is necessary. Pupils learn the vocabulary of a mortgage and calculate different home values to determine...

Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they...

Twelfth graders study the stock market and how to read stock market pages. They write reports about and graph the performance of various stocks. They examine economic crashes in history and write and perform a skit about the market.

Students study taxes and the role that they place in our lives. In this economic lesson, students explore the reality of taxes, how they work, why we pay them, where the money goes and how to make the most of the money you pay into taxes...

Students participate in investments. They purchase property for future financial return or benefit. They discover a stock strategy in which you own stock and write (sell) a call at the next strike price above the current stock value.

Middle schoolers explore the primary purposes of a variety of types of insurance. They determine who benefits the most from insurance coverage, and examine the factors that lead to increases and decreases in insurance premiums. The...

How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...

A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...

Students analyze information to determine good and bad debt. They calculate percentages when given interest and return on investment information. They also analyze positive and negative debt/return information to determine the preferred...

Young scholars explore the importance of savings accounts and U.S. Savings Bonds. They study the concept of simple interest through a math activity.