Tenth graders create journals on their spending habits. In this money-management lesson plan, 10th graders create and keep journals of their personal income and expenditures. Students learn to use Excel to create a spreadsheet for their...

Learners investigate a First Amendment legal case involving religion, education, and reimbursement of tuition payments. They research the background of the cases and its precedents.

Pupils develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." Pupils calculate the finances of a character in the video. Students experience various budget scenarios such as earning debt,...

Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget.  In this personal budget lesson, student understand financial scenarios as they relate to different ways...

Students study taxes and the role that they place in our lives. In this economic lesson, students explore the reality of taxes, how they work, why we pay them, where the money goes and how to make the most of the money you pay into taxes...

Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.

Second graders complete activities to learn how to manage money. In this managing money lesson, 2nd graders read the book How the Second Grade Got $8,205.50 to Visit the Statue of Liberty and complete two related worksheets.

Students explore the concept of budgeting. In this budgeting instructional activity, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those...

Students determine that they are responsible for paying income taxes through withholdings on earned income. They examine the Form W-4.

Students distinguish between tax deduction and tax credit, explain how the earned income credit affects the tax liability, apply requirements to claim the earned income credit, and describe factors that determine the amount of the earned...

Students explore the concept of taxes. In this tax lesson, students investigate types of taxes and deductions taken out of a paycheck before they see it. Students calculate the tax on a given dollar amount. Students discuss 401(k)s...

Learners discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.

In this worksheet on family members, students describe what is meant by family, their duty to family, and family meetings. In addition, they create a budget for their family for one month keeping track of all expenses for 7 days....

Students explore approximate and exact solutions. In this interdisciplinary lesson, 6th graders will be placed in 'family groups' to create a budget that is subject to random events as chosen from the 'things happen' box. This lesson...

In this personal finance worksheet, students complete the graphic organizer as they chart the 40 listed monthly expenses for 2 months.

Students explain the tax credit for child and dependent care expenses. They distinguish between a tax deduction and a tax credit. They see how the tax credit for child and dependent care expenses affects the tax liability.

Pupils investigate the concept of a personal federal income tax. They conduct research and participate in class discussion in order to deal some of the issues. They include why there is an individual income tax and how the money is used....

Students investigate how to establish and use credit. They research the application and use process and the effects upon personal finance when using credit. The qualifying indicators are looked at determined whether they are fair during...

Learners examine income statistics from the 2001 Census for four types of families in Canada. They appreciate the cost of running a household and the importance of tailoring expenses to match income.

Students relate the national debt to the economy. In this algebra lesson, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze their findings...

Students examine examples of budgets and explore the difficulties of living on a budget. The hands-on activity offers an opportunity to experience a real life application.

Financial literacy is the way to teach! The class works in small groups to discover the relationship between education and income level. They use their math and problem-solving skills to complete two different activities. They work out a...

  Students implement their knowledge about accounting practices into a simulation activity.  In this secondary consumer/business math lesson, students participate in a simulation centered on the life of the people during the...

I think most of us adults could use a tip or two on how to budget our personal finances. Pass on some valuable knowledge to your pupils as they move into the real world. The presentation provides three easy steps to creating a personal...