Curated OER
Financial Planning
Only six steps to achieving a financial goal! Provide learners of any age with the tools to make and follow through with a sound financial plan. They'll review each of six steps needed to make a solid financial plan and discuss why they...
California Department of Education
California CareerZone Student Workbook
A 13-page workbook walks scholars through the California CareerZone website. Class members start by creating accounts then take an interest survey. Results from the survey are used in activities that explore lifestyle choices, budgeting,...
Curated OER
Balancing Budgets: From Reagan to Today
Learners discover details about the federal budget. In this contemporary government lesson plan, students research the efforts to maintain a balanced federal budget in the United States since the 1980's. Learners then participate in a...
PLS 3rd Learning
Monthly Budget & Operating Costs
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
Curated OER
Economics Budget Project
Your class members will have the opportunity to practice the valuable skill of constructing a personal budget using real-world resources, such as a car advertisement and grocery list. They will take into consideration monthly and yearly...
Curated OER
Earth's Energy Budget - Seasonal Cycles in Net Radiative Flux
Students attempt to understand seasonal variation by viewing images of the energy received by the earth. In this weather lesson, students view images from NASA of the influx of energy from the sun and make predictions about resulting...
Curated OER
Financial Institution Comparison
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
Practical Money Skills
Making Money
Prepare your class for a life of financial literacy and stability with a unit about making money. Three lessons guides learners through the process of preparing a resume, interviewing for a job, and reading a pay stub.
Curated OER
Let's Make A Deal
Third graders make a picture money book. In this money lesson, 3rd graders read The Monster Money Book, discuss money terminology, watch a video on money and draw an example of the barter system. Students use the Internet to find...
Curated OER
Comparing Plans
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...
Curated OER
Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Curated OER
Should America Balance the Federal Budget?
Learners analyze the federal budget of the United States. In this national debt lesson, students listen to their instructor present a lecture regarding the details of the balancing the federal budget. Learners respond to discussion...
Curated OER
My Bank, My Budget, My Decisions
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
Curated OER
Budgeting-It Is For Everyone
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
California Department of Education
My Future Lifestyle
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling...
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Federal Reserve Bank
Financial Literacy Infographic Scavenger Hunt
A lesson in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a lesson that prompts teenagers to answer a series of questions based on...
Curated OER
Budget Finances
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
Curated OER
Budgeting Money
Students explore the concept of budgeting. In this budgeting lesson, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those expenses.
Curated OER
Budgeting Makes a Difference!
High schoolers develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
Curated OER
Budgeting (Part 1)
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
Curated OER
Planning A Household Budget
Learners experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.