Curated OER
Learning to Spend, Learning to Give
Middle schoolers create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Middle schoolers create a monthly spending plan and keep track of what they make and spend for the next 30 days. ...
Curated OER
Adding and Subtracting Money
Students investigate U.S. currency by pretending to buy food. In this money lesson, students discover the vocabulary and value for each U.S. coin, then add the amounts in dollars and cents of food items they wish to purchase....
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Curated OER
Debit and Credit Logs
Supplement your class money system with this logbook. The resource includes cover page as well as the log page, which focuses on attendance and classroom behavior. Each week, kids can add up their credits and debits to determine how much...
Curated OER
Money Counts
Fourth graders identify bills and coins to $20 bills and make equivalencies. They organize bills and coins in groups from greatest to least and least to greatest. Students count out change.
Curated OER
Inflation and Money
Learners examine the relationship between inflation and money. Defining key terms, they define money in terms of its functions and give examples of money. They discover what happens when inflation occurs unexpectedly. They also examine...
Curated OER
Money Smart Teens
Students plan positive goals for spending resources and understand why not to spend. In this financial planning lesson, students set up personal spending plans based on their resources and their long term plans. Students plan for...
Federal Reserve Bank
Keep the Currency
Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.
iCivics
Government Spending
After discussing personal financing with your class, consider following up with this well-rounded introduction to government spending. The resource includes reading documents and worksheets, and covers topics as the federal deficit and...
Illustrative Mathematics
Field Day Scarcity
Introduce young mathematicians to concepts of financial literacy with this open-ended word problem. With seven dollars to spend during field day and given a list of available items and their prices, children must determine how they want...
Curated OER
Having a Savings Plan
Students discover the importance of saving and spending. In this finance lesson plan, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in...
Curated OER
Meet Molly An American Girl
Young scholars examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions...
Curated OER
Adding and Subtracting Money
In this math worksheet, students solve problems involving money. The first problem has four questions that guide the student through the problem solving process. The final four problems are computation problems involving money, but are...
Curated OER
Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
Curated OER
Making Good Money Choices
Learners determine how to spend donated money. In this money choices instructional activity, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. Learners play a bingo...
Visa
Earning Money
Where does money come from? Is it limitless and always available? Introduce your youngsters to the concept of earning through jobs and/or chores with a matching activity and provided worksheets.
Curated OER
Real-Life Problems: Money
Help your fourth graders become responsible consumers with this math worksheet! They solve six word problems about buying toys using the four operations. An example at the top of the page helps pupils write out the necessary equations...
TV411
Dependent and Independent Clauses Join Forces
Young grammarians are often confused by clauses, especially the difference between dependent and independent clauses. Clarify the confusion with a color-coded worksheet that clearly defines and illustrates the differences and then gives...
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Practical Money Skills
Shopping Wisely
Work on making good shopping choices with a fun economics project. Kids analyze the differences between brand names and generic products, bigger and smaller units for purchase, and different places they can shop for different items.
EngageNY
Ratios of Fractions and Their Unit Rates 2
Remodeling projects require more than just a good design — they involve complex fractions, too. To determine whether a tiling project will fit within a given budget pupils calculate the square footage to determine the number of...
Practical Money Skills
Understanding Credit
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
Curated OER
Alexander Used to Be Rich
Reading Alexander, Who Used to Be Rich Last Sunday, launches this lesson appropriate for children who recognize coins and have been introduced to coin values. Using addition and subtraction skills, the class tracks Alexander’s spending...
Curated OER
Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.