Curated OER
How Much Will I Spend On Gas?
Students construct a linear graph. In this graphing lesson, students determine a monthly budget for gasoline. Students construct a t-chart and coordinate graph to display data. Resources are provided.
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Making Good Money Choices
High schoolers determine how to spend donated money. In this money choices lesson, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. High schoolers play a bingo game to...
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The Bank of Good Habits
Students explore investing and saving. In this investing lesson, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz, and...
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Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
National First Ladies' Library
Eleanor Roosevelt: Economics, Discovery and Daily Life
Examine the causes and effects of the Great Depression and the role of Eleanor Roosevelt during the era. Pupils take an inventory of their home for wants and needs, and conduct online research on The Great Depression. They then convert...
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Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
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Spend, Save, Invest or Donate (9-12)
Students explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
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Having a Savings Plan
Young scholars discover the importance of saving and spending. In this finance instructional activity, students read the book Kermit the Hermit and discuss the differences between needs and wants. The young scholars complete worksheets...
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Saving and Investing
Fifth graders participate in activities to promote understanding of investing and saving. In this saving and investing lesson, 5th graders design a portfolio, play a card game and write a skit about the importance of investing.
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Short-Term and Long-Term Savings Goals
Fifth graders discover how saving money can apply to their lives. In this personal finance activity, 5th graders use the book The Leaves in October, as a conversation starter on income, savings and setting goals. Students explore the...
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Uncle Jed's Barbershop
Fourth graders examine productive resources. In this economics lesson, 4th graders read a book about a man who saves money to buy his own barbershop. After reading, students get into groups to play a game to learn about savings.
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Less Than Zero
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
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Money, Money, Honey Bunny!
Students read a story about spending and saving money and talk about the difference between goods and services. In this money lesson plan, students also play a matching game to review the story and practice rhyming words from the story.
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Going Camping
Students explore the concept of budgeting. In this budgeting lesson, students pretend to have $120 to spend on camping gear for a camping trip. Students decide which items are absolutely necessary. Students calculate the total amount...
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Costing A Garden
Students work in groups and plan a garden within a budget. They investigate appropriate plants for their area, compare and report prices. As a group, they consider the shape, size, type of soil, and draw a layout of the planned garden....
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Small Busines Schemes
Students investigate a small business and its profitability. In pairs, as they research a business adventure, students consider the capital outlay, maintenance, office space, prices, insurance, and profit and loss statements. Students...
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Food Needs, Food Wants
Students explore wants and needs. In this family budgeting lesson, students play the Food Money game to help them distinguish between food wants and needs. Students discuss their impressions of the game and food budgets.
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Slow Times Mean Pay Cuts For Many
Students explore the concept of a slowing economy. In this slowing economy lesson, students discuss the trickle-down effects of a slowing economy. Students create an estimated budget for living expenses after high school. Students...
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The Leaves in October
Students determine whether or not to save or spend and defend a decision. In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share...
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Let's Go Shopping with $500
Third graders use a worksheet to budget a five-hundred dollar shopping spree. They select goods to purchase, figure totals and then calculate discounts and sales tax. They compare results to determine who purchased the most for his or...
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Design-A-Room Project (Part 3 of 3)
Learners culminate a unit on measurement with a focus on area and perimeter. They design a floor plan of their dream room on graph paper showing the proper area and perimeter. They plan the budget for their room and make a 3-D scale...
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Math Bargains
First graders use real coins or concrete models of coins to solve problems involving the purchase of items. They use cons and simulate going to a bargain store to purchase items. Students record the total cost of items. Pupils make a...
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Moving On Up!
Students complete a game-like simulation to determine a career and salary. In groups, they collect information and decide what is the "best" city in which to live. They create a monthly budget for their "best" city based on salary from...
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Math: Road Trip
Twelfth graders use road maps to calculate the distance between two locations. They estimate the cost for fuel and the miles per gallon. They consider other factors such as geography, road conditions, and traffic that may impact the cost.
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