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Making Money
Students form a company to see it they can create a product that can sell and make a profit for the company. Working in small groups, they create a business plan and gather the resources to make their product. Students market and sell...
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Let's Go Value Shopping
Students count, figure change, and find the value of saving in a classroom store.
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Meet Molly An American Girl
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
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Percents: What's the Use?
Students explore percentages in real world situations. In this percents lesson, students determine the final sales price after discounts. Students interview community members and determine how percentages are used in the real world.
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Under the Bed or in the Bank?
Students explore personal finance. In this consumer /financial mathematics lesson, students compare interest rates as they explore savings.
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Credit Cards
Choosing your first credit card can often be an intimidating and confusing experience for young adults. Give your pupils the foundational knowledge they need for tackling this process head-on, including learning to distinguish different...
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Residential Power System
Perform data analysis on energy consumption to apply algebraic expressions to the real world. Learners will write and solve equations that answer various questions from residential power use. They will collect data at home and calculate...
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Needs and Wants
Students examine the difference between psychological needs and wants to control spending.
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Buy, Sell or Hold?: An Overview of Investing
Break down the often-daunting topic of the stock market with this resource, in which pupils learn basic terminology regarding buying and selling stocks, as well as the factors that influence how much return individuals can receive on...
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Keeping Score: Why Credit Matters
How does one get credit, and who provides credit? What is a credit score, and how can an understanding of a credit score help you to make smart financial decisions? Through discussion and worksheets, class members will identify the...
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Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
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Cost Effective Buying
Students complete a worksheet that asks them to calculate the true energy cost of various appliances. They compare appliances with energy saving features, rebates and other economical incentives.
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Comparison Food Shopping: Buying Groceries for Two People for One Week
Twelfth graders investigate how to develop a simple food budget for two using newpaper ads, the basic four food groups, and calorie counts.
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Payment Parliament
Students investigate how the economy works by role playing in their class. In this money management activity, students read parts from a script for use in a role playing activity simulating the Federal Reserve and their payment...
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Expensive Choices
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
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Grocery Shopping and Budgeting
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
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Opportunity Cost
Students study what opportunity cost is and why it is important to their lives.
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Mathematics: Budgeting
Students develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
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The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
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Road Rules: Researching and Buying a Car
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.