Students examine ways to extend their budget with coupons. In this budgeting lesson, students read information about using coupons at the given website. Students make a list of 30-50 products they use in their homes and use online...

Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...

Tenth graders create journals on their spending habits. In this money-management lesson plan, 10th graders create and keep journals of their personal income and expenditures. Students learn to use Excel to create a spreadsheet for their...

Sixth graders explore rates as a specific type of ratio, using visual examples of unit rates and unit prices to increase comprehension. They also practice solving problems that are modeled by the instructor. The well-scripted lesson is...

Students plan a trip.  In this trip planning lesson, students use a map to find where they would like to visit with a pretend family of 4. They get a specific amount of money and time and need to decide where they will stay and what...

Learners explore what butgeting means. In this mathematics lesson, students determine that certain things need to be part of a budget like food and clothing by answering real-life types of questions on whether one should save money and...

Students consider prices while planning a trip to Colonial Virginia. In this budgeting lesson, students construct an itinerary of events for a vacation. Students are responsible for working within the approved budget.

Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs.  In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial...

Learners learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson, students apply their math skills to real life...

Fifth graders read and write equations. In this equation writing instructional activity, 5th graders use real life scenarios to write equations. Students use manipulatives, draw pictures and make tables to understand how to write...

Students explore percentages in real world situations. In this percents lesson, students determine the final sales price after discounts. Students interview community members and determine how percentages are used in the real world.

While on-line banking and electronic payments seem to be the way of the future, next-generation wage earners still need to understand the details of check writing. Here the focus is on the details of the check including what the...

Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.

Twelfth graders practice filling out IRS 1040 EZ forms. They discuss various ways people pay taxes. They assess the importance of W-2 forms and apply skills using the IRS tax table to compute how much money is owed or returned.

Sixth and seventh graders study the concept of finding the percent of a number. They calculate the percent of any given number. Pupils describe ways to use calculating percents in their daily life, and change percents into decimals,...

Students explore the loss and gain made in the stock market as they invest a sum of money and report the results as percentages instead of points.

Students move from fact finding to interpretation as they examine paper money from the time of the American Revolution. In the final exercise, they use the issue dates of the bills to construct a chronology of political changes during...

Fourth graders locate Antarctica and recognize it as the setting of Mr. Popper's Penguins. In this Mr. Popper's Penguins lesson, 4th graders understand the financial decisions made by Mr. Popper. Students discuss wise spending. Students...

Fifth graders investigate the connection between taxes and government services.  For this economics lesson, 5th graders discuss the process and benefits of paying sales and income taxes.  Using calculators, students compute the...

Young scholars learn that heredity comes down to the flip of a coin with this cross-curricular math and science lesson. Using smiley faces as a model, learners toss coins to determine which dominant or recessive traits...

Scholars will learn to solve word problems using addition, subtraction, multiplication or division. Using a grocery store theme, they will identify the best way to solve real-life problems. There are many ways this basic lesson can be...

Second graders read "Alexander, Who Used to Be Rich, Last Sunday" by Judith Viorst. They watch a video of the book and identify and record amounts of money mentioned in the story. They investigate money-related websites.

Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...

Young scholars determine whether or not to save or spend and defend a decision.  In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Young scholars read a story where two...