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Lesson Plan
Curated OER

Money Smart Teens

For Teachers 6th - 8th
Students plan positive goals for spending resources and understand why not to spend. In this financial planning lesson, students set up personal spending plans based on their resources and their long term plans. Students plan for...
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Lesson Plan
Curated OER

Managing My Money

For Teachers 2nd
Second graders use The Berenstain Bears' to learn about money management. In this money management instructional activity, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students...
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Lesson Plan
Curated OER

Micro Economics - Personal Budgeting

For Teachers 9th - 12th
Students explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
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Lesson Plan
Curated OER

Unit 4: Money Management - Using Bank Services

For Teachers 8th - 12th
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
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Lesson Plan
Council for Economic Education

Timing Is Everything

For Teachers 9th - 12th
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
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Lesson Plan
Curated OER

Investing Money

For Teachers 6th
Sixth graders invest and track their pretend $3,000 over a period of time. They pretend to invest $1,000 each in stocks, $1,000 in a saving account, and $1,000 in some type of "metal."
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Lesson Plan
Curated OER

Stone Fox

For Teachers All
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Lesson Plan
Curated OER

Invest In Yourself

For Teachers 7th - 12th
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson, students apply their knowledge of finance components and create their own web based plan...
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Lesson Plan
Curated OER

Money and Business

For Teachers 3rd
Third graders use play money to complete tasks that allow them to see if the budget they came up with works. In this budget lesson plan, 3rd graders create their own budget and test it out with the play money.
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Handout
ProCon

Penny

For Students 9th - 12th Standards
Twenty-nine percent of Americans want to abolish the one-cent coin, which begs the question: Is a penny saved really a penny earned? Scholars read fascinating facts about the history of the penny in preparation for a class debate or...
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Lesson Plan
Curated OER

Money Talks Canadian Money

For Teachers 3rd - 4th
Students use newspapers, games and journal writing activities to examine the importance of money and the role it plays in daily life. They complete several math problems, fill out worksheets and practice changing varying amounts.
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Worksheet
Curated OER

Using Money

For Students 4th
In this money learning exercise, 4th graders study how coupons allow people to buy things for less than full price. Students use the information acquired to answer 3 short answer math problems.
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Lesson Plan
Curated OER

Savings

For Teachers 4th - 5th
Students investigate the different ways to save money and the reasons for doing so. They use addition, subtraction, multiplication, and division (with whole numberrs, fractions, decimals, and/or percents, mixed numbers) to solve...
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Lesson Plan
Curated OER

Where Does All the Money Go?

For Teachers 3rd - 5th
Students explore the concept of uses for money. In this uses for money lesson, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs and...
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Lesson Plan
Curated OER

Take Charge of Your Financial Future

For Teachers 2nd - 5th
Students discuss Biz Kids understanding that it is a program to help people become financially educated. In this mathematics lesson, students view an episode and discuss what they would do if given various situations like going out or...
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Lesson Plan
Curated OER

Using Credit and Spending Money Wisely

For Teachers 1st - 4th
Students discuss how to spend money wisely. In this consumer math lesson, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Students complete a worksheet to calculate the total cost of pet...
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Lesson Plan
Curated OER

Savings and Stocks

For Teachers 9th - 12th
Work together to brainstorm answers to different questions related to the savings of American people. Draw a bar graph representing stocks. Practice using new economic terms as well.
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Lesson Plan
Curated OER

Savings and Consumption

For Teachers 9th - Higher Ed
Young scholars engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget...
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Lesson Plan
Curated OER

Spend, Save, Invest or Donate (9-12)

For Teachers 9th - 12th
High schoolers explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs,...
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Lesson Plan
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Workforce Solutions

Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and well-organized...
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Middle School

For Teachers 6th - 8th Standards
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
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Lesson Plan
Curated OER

The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 1st - 3rd
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
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Lesson Plan
Curated OER

The Great Cookie Company

For Teachers 4th
Fourth graders implement real life application of money, problem solving, economics, and consumer awareness.  In this three week economics unit, 4th graders operate a business, write checks, balance accounts, and market their product. 
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Lesson Plan
Federal Reserve Bank

Saturday Sancocho

For Teachers 2nd - 5th
What does stew have to do with bartering? Learners will find out how by reading the story Saturday Sancocho, discussing the text, participating in a bartering activity in class (once with goods only and once with money), and discussing...