Federal Reserve Bank
Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson plan on key concepts that every learner should know...
Workforce Solutions
Reality Check
Scholars complete the Reality Chech handout that identifies their potential salary given a specific profession. Pupils examine the lifestyle options and choose what they wish to have; however, each item costs money and, depending on how...
Practical Money Skills
Cars and Loans
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance...
Curated OER
Economics Using SimCity 2000
Fifth graders build a city and balance a budget for the population.
Curated OER
Value of Education: Education and Earning Power
Students explore the concept a higher education yields higher earnings. Throughout the class, students visit six workstations and examine occupations, education, salaries, spending, banking, and taxes. As students rotate through the...
National First Ladies' Library
Eleanor Roosevelt: Economics, Discovery and Daily Life
Examine the causes and effects of the Great Depression and the role of Eleanor Roosevelt during the era. Pupils take an inventory of their home for wants and needs, and conduct online research on The Great Depression. They then convert...
Curated OER
Dear Presidential Diary
Young scholars discover how a president spends the day. In this presidential history lesson, students research primary sources in order to write their own diaries for presidents that include suggestions of laws, managing personnel,...
Curated OER
Savings and Consumption
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget according to a...
Curated OER
Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Curated OER
What Can You Do With Money?
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
Federal Reserve Bank
Expense Tracking
Where does all your money go? Individuals keep a record of the money they spend over the course of 30 days. They then categorize where they are spending their money and write an essay detailing their findings.
Curated OER
Saving Money On Household Items
Students use sale ads to compare and contrast prices on groceries, electronics, appliances and other goods. Working in groups, students brainstorm ways to save money on these items. This lesson is intended for students acquiring English.
Curated OER
Shopping
Fifth graders simulate a shopping experience. Students are given a specified amount of money and they must spend it. Students choose five items they wish to purchase and determine if they can afford the items.
Curated OER
Managing Your Energy Budget
Students experience an inequitable resource distribution and electronically calculate their own Ecological Footprint. The assess their resource use and learn more about sustainable living strategies in a video tour by Penn State...
Curated OER
Check It Out
Students discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
Curated OER
It's Your Future
Learners learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson, students create a career plan and personal budget of their own and...
Curated OER
Trail Mix
Third graders, given the price of different ingredients, make a trail mix of five different items without exceeding their budget of five dollars. They choose between pretzels, M&M's, twizzlers, popcorn, etc,. Each student practices...
Curated OER
Money Math
Students explore a story about a room decoration activity to learn about measurements and area. In this measurement lesson, students listen to a story about a boy who is redecorating his bedroom. Students discuss the story and work in...
Curated OER
Pennsylvania Dutch Hex Signs
Sixth graders identify and create Hex signs, based on unity, focal point, nature and a personal meaning,
Curated OER
The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Curated OER
Screen printing - Positive-Negative shape - Paper stencils
Students explore materials and experiment with stencil process. Students study positive verses negative shape. They experiment with color planning and learn what happens when colors overlap. They work with personal symbols and/or...
Curated OER
Organizing a Business Trip: A Technolgy-Integrated Project
Students research the Internet to gather information about silk and make travel arrangements for a business trip. They create a memo to participants, create a database of suppliers, a letter to suppliers, design company letterhead and...
Curated OER
Luisa Diogo
In this famous person worksheet, students read a passage about Luisa Diogo and then complete a variety of in-class and homework activities to support comprehension, including partner interviews, spelling, cloze, synonym...
Curated OER
The Business of Interest
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson, students apply their math skills to real life...