Lesson Plan
Curated OER

Credit Interview

For Teachers 9th - 12th
Student determine a safe debt load. In this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
Activity
Michigan State University

Friend or Foe?

For Teachers K - 6th
What one person thinks is a pest may not be a pest to someone else. Here, scholars examine the characteristics of living things and pests through grand conversation and a variety of activities. Class members play a game of pest or not a...
Lesson Plan
Curated OER

A Trip to the Toy Store

For Teachers 1st
First graders recognize and identify the value of a penny, nickel and dime. They spend play money in a simulated toy store and match their coins to the purchase price of a toy of their choice.
Lesson Plan
Curated OER

Smart Consumers, Smart Choices

For Teachers 9th - 12th
Learners see what it means to be a smart consumer by engaging in a level-headed analysis of budget, opportunity costs and self-regulation. They compare prices within a service field, and weigh the choices of spending money on that item.
Lesson Plan
Curated OER

There's No Business Like Bank Business

For Teachers 3rd - 5th
Young scholars participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Worksheet
Curated OER

Compound Interest Problem

For Students 9th - 12th
For this compound interest worksheet, students solve 1 word problem about compound interest.  Students determine the amount of money two men have to retire given two different saving scenarios.
Lesson Plan
PwC Financial Literacy

Charitable Giving

For Teachers 3rd - 5th
Charitable organizations and monetary donations to these organizations are the focus of the financial literacy lesson plan presented here. Learners explore how donations benefit both the organization and the people it serves. Each pupil...
Lesson Plan
Curated OER

Bright Ideas for Bringing up Smart Savers

For Teachers 9th - 12th
Learners explore the concept of saving money. In this saving money lesson, students read an article about saving money. Learners discuss ways to save money and what makes it difficult to save money. Students compare prices of products.
Lesson Plan
Curated OER

Grocery Shopping and Budgeting

For Teachers 9th
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
Lesson Plan
Curated OER

Debt and Deficits

For Teachers 9th - 12th
Students identify, research and interpret the national debt and deficits of the past through today and why it has risen significantly in the last 20 years. They analyze the size and impacts and discuss the various policy measures for...
Worksheet
Curated OER

Family Member

For Students 4th - 8th
For this worksheet on family members, students describe what is meant by family, their duty to family, and family meetings. In addition, they create a budget for their family for one month keeping track of all expenses for 7 days....
Worksheet
Curated OER

Banking Basics Extension 3.3

For Students 6th - 7th
In this checking account register in the financial life of a teenager worksheet, students read and solve word problems. Students solve 10 problems.
Lesson Plan
Curated OER

Selling, Spending, or Saving

For Teachers 8th - 12th
Learners examine and discuss vocabulary dealing with finances. They write and develop commercials promoting savings practices and spending habits that incorporate emotional appeals.
Lesson Plan
Curated OER

Recession Lesson: The Silver Lining of the Economic Downturn

For Teachers 6th - 8th
Students discuss money and interest.  In this discussing money and interest lesson, students discuss positives of an economic recession.  Students discuss how savings rates have increased over time and the general attitude...
Lesson Plan
Curated OER

The REAL Cost of College

For Teachers 7th - 12th
Students explore the cost of college and how to plan and save. For this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
Lesson Plan
Curated OER

Spending: Spend Wisely

For Teachers 6th - 9th
Students investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
Lesson Plan
Curated OER

Business: Making a Budget

For Teachers 10th - 12th
Young scholars plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and...
Worksheet
Curated OER

4-Digit Problem Solving: Add and Subtract

For Students 3rd - 5th
In this problem solving worksheet, students solve a total of 7 equations, drawing models and using algorithm. A reference web site for additional activities is given.
Lesson Plan
Curated OER

Female Bosses Less Likely to Cut Health Benefits

For Teachers 9th - 12th
Young scholars explore the concept of health costs. In this health costs lesson plan, students read an article discussing how female bosses are less likely to cut health benefits. Young scholars discuss why companies are eliminating...
Lesson Plan
Curated OER

Moving Out

For Teachers 9th - 11th
Students determine their cost of living.  In this determining their cost of living lesson, students think of ten necessary things they would need if they moved out of their parents house.  Students research the cost of renting...
Lesson Plan
Curated OER

My World Wide Tour of Spanish Speaking Countries

For Teachers 6th - 12th
Students organize a two week travel plan through Spanish speaking countries all over the world. plan their flight schedules, accommodations, and tours of cultural events. Students compute the total cost of their trip.
Lesson Plan
Visa

The Art of Budgeting

For Teachers 7th - 8th Standards
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Lesson Plan
Curated OER

How Does the Stock Market Really Work?

For Teachers 8th - 11th
Investigate the stock market as it relates to the business world. Young scholars investigate ways to invest their money for the future. They make a presentation and discuss their findings with the class.
Worksheet
Curated OER

Month 5 Budget

For Students 9th - 12th
In this consumer mathematics worksheet, students complete the following statements with their appropriate information. Then they calculate their total expenses and subtract a portion for savings.

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