Visa
A Way to Wealth: Understanding Interest and Investments
Money motivates! Help young bankers understand how math plays a part in investing. Give learners math practice while instilling real-world financial literacy skills.
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...
Curated OER
The Business of Interest
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson plan, students apply their math skills to real...
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal...
Curated OER
Identity Theft & Consumer Protection
This presentation discusses two very important consumer-related topics: identity theft and financial contracts. The first part of the slide show illuminates ways in which personal information can be stolen and used for fraudulent...
Curated OER
Discount and Sales Price
One of the most practical ways to teach about percentages is to use the real-life example of "sale" or "discount" pricing. This presentation poses many of these type of problems for young mathematicians who are trying to master the...
Curated OER
Invest in Yourself
Students develop the concept of finances. In this finance lesson plan, students watch a video called, "Moving Out." Students calculate the finances of a character in the video. Students experience various budget scenarios such as...
Curated OER
Why Do People Save?
Learners identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
Council for Economic Education
You Can Bank On This! (Part 3)
Young scholars use a chart to show how gaining interest is a beneficial part of having a savings account. In this banking lesson plan, young scholars also learn about the workings of an ATM and a checking account.
Curated OER
There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Curated OER
The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Council for Economic Education
Timing Is Everything
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
Curated OER
Interest: Interest Olympics
Students determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
Curated OER
Invest In Yourself
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management activity, students apply their knowledge of finance components and create their own web based plan...
Curated OER
Recession Lesson: The Silver Lining of the Economic Downturn
Students discuss money and interest. In this discussing money and interest lesson, students discuss positives of an economic recession. Students discuss how savings rates have increased over time and the general attitude...
Curated OER
Data Analysis: Investing is an "Interesting" Experience
Learners compute interest earned. In this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound...
Curated OER
Extension: Money Math
In this money math activity, 4th graders write multiplication equations to solve a set of 6 word problems. Answers are included on page 2. A reference web site is given for additional activities.
Curated OER
Compound Interest Problem
In this compound interest worksheet, students solve 1 word problem about compound interest. Students determine the amount of money two men have to retire given two different saving scenarios.
Curated OER
Saving For Retirement
Students examine the fundamentals related to saving for retirement and investing such as return on investment, compound interest, and planning for different rates of savings. They see the importance of setting long term saving goals.
Curated OER
I'm in the Money - Practical Money Skills
Students make a budget and utilize math skills to keep a record of what they spend. They use technology and spreadsheets to help them keep track of their money.
Curated OER
FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Curated OER
The Bank of Good Habits
Young scholars explore investing and saving. In this investing lesson plan, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates,...
Curated OER
Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.