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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Middle School

For Teachers 6th - 8th Standards
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
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Lesson Plan
Curated OER

M&M Interesting

For Teachers 6th - 8th
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
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Lesson Plan
Curated OER

Investing for the Future

For Teachers 12th
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
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Lesson Plan
Curated OER

The Business of Interest

For Teachers 9th - Higher Ed
Students explore the concept of simple and compound interest. For this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
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Lesson Plan
Curated OER

Compound Interest

For Teachers 10th - 11th
For this consumer math worksheet, students read an example of how to use the interest formula to compute interest that is compounded daily over six years. They complete a chart where they compute the interest earned over 10 years when...
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Lesson Plan
Curated OER

Calculating Interest

For Teachers 5th - 8th
Students explore the concept that when money is borrowed, people pay to use it because someone else is losing an opportunity to use it while they have it. What you pay to use the money is called interest. The rate of interest is a...
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Lesson Plan
Curated OER

Data Analysis: Investing is an "Interesting" Experience

For Teachers 7th - 9th
Students compute interest earned. For this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
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Lesson Plan
Curated OER

Solving Problems Using Interest

For Teachers 6th - 8th
In this math worksheet, young scholars look for the solutions to the problems using interest. Then they calculate the new principal after adding the interest.
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Lesson Plan
Curated OER

How Do You Double Your Money?

For Teachers 7th - 12th
Students understand how to calculate the return on investments for various rates and lengths. Also, they compare their results with the StocksQuest Calculator, which lists calculations year by year.
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Lesson Plan
Curated OER

Calculating A Car Payment

For Teachers 9th - 12th
Students choose a car from an Internet used car dealer and then calculate their monthly payment. All the necessary resources and formulas are provided. This is a simple, but practical and effective, lesson for a math or life skills class.
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Lesson Plan
Curated OER

Spend, Save, Invest or Donate (9-12)

For Teachers 9th - 12th
High schoolers explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs,...
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Lesson Plan
Curated OER

Thinking About Credit

For Teachers 6th - 8th
Learners explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Learners discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
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Lesson Plan
Curated OER

Completing Simple Tax Forms

For Teachers 12th
Twelfth graders practice filling out IRS 1040 EZ forms. They discuss various ways people pay taxes. They assess the importance of W-2 forms and apply skills using the IRS tax table to compute how much money is owed or returned.
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Lesson Plan
Curated OER

Great Graph!

For Teachers 2nd - 3rd
Here is a fantastic lesson counting coins, interpreting graphs, and the concept of "greater than" and "less than." Young mathematicians utilize worksheets embedded in the plan in order to practice these concepts. The worksheets are...
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Lesson Plan
Curated OER

Credit Purchases

For Teachers 12th
Twelfth graders calculate interest on purchases bought with a credit card. They use the formula I=PRT to find the interest. In pairs, they use a flyer to calculate the interest for electronic items.
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Lesson Plan
Curated OER

Visualizing Integers

For Teachers 9th - 10th
Students create visuals on the TI Calculator to solve problems. In this algebra lesson, students perform basic operations with integers. They add, subtract, multiply and divide.
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Lesson Plan
Curated OER

Why Doesn't My New Shirt Fit?

For Teachers 9th - 12th
High schoolers test Leonardo da Vinci's view of the human body by measuring various body parts using a tape measure. They create a data table and a scatter plot and then analyze and interpret the results using a graphing calculator.
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Lesson Plan
Curated OER

Lesson 2: Savings Accounts and U.S. Savings Bonds

For Teachers 9th - 12th
Students explore the importance of savings accounts and U.S. Savings Bonds. They study the concept of simple interest through a math activity.
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Lesson Plan
Curated OER

Percents and Discounts

For Teachers 9th - 10th
Students convert between decimals and percents. In this algebra lesson, students define percent as it relates to sales and tax. They calculate the percents of number using multiplication.
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Lesson Plan
Curated OER

Planning My Vacation Online

For Teachers 8th - 12th
Students use a variety of resources to decide on a vacation destination. They locate three points of interest, a hotel, and two restaurants at their destination.Students obtain driving directions for their trip, create a trip budget, and...
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Lesson Plan
Curated OER

Risk Assessment and Geometry

For Teachers 10th
Tenth graders study the concept of risk analysis as it relates to geometry. In this spatial relationship instructional activity, 10th graders are provided a set of coordinates to analyze a piece of land described. Students write a...
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Lesson Plan
Curated OER

Transforming Food Energy: A Balancing Act

For Teachers 5th - 8th
Students explain their role as consumers. They use a purchased calorimeter or make their own simple calorimeter to measure the energy content in selected foods. This interesting lesson really gets students thinking about what they eat.
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Lesson Plan
Curated OER

Math: Perimeter, Area, and Volume

For Teachers 8th
Eighth graders discover how to compute the perimeter, area, and volume of different objects. With partners, they find and calculate the perimeter , area, and volume of 10 items each and exchange information. Students compile their...
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Lesson Plan
Curated OER

The Case of the Gigantic $100,000 Bill

For Teachers 10th - Higher Ed
Students investigate the money creation process and calculate the upper bound of the money creation process using a money multiplier. In this money creation lesson plan, students use a imitation $100,000 bill. Students demonstrate...