EngageNY
Simple Interest
An interesting lesson helps young financial wizards determine the amount of money earned via interest. The resource introduces the concept of simple interest to show how money can grow. Pupils use their knowledge of percents to solve...
West Contra Costa Unified School District
Interest and the Number e
Mary, Mary, quite continuously, how does your money grow? Uses examples to examine the difference between simple interest and compound interest, and to take a look at different rates of compounding. Learners explore what would...
SaveandInvest.org
Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and...
Curated OER
M & M Interesting
Students compute and collect interest payments in the form of M&M candies. In this mathematics instructional activity, students work in small groups to compute either simple or compound interest. They compare the growth of their...
Curated OER
Compound Interest
In this consumer math worksheet, students read an example of how to use the interest formula to compute interest that is compounded daily over six years. They complete a chart where they compute the interest earned over 10 years when the...
SaveandInvest.org
Introduction to Earning Interest: Grades 9-10
Does your bank pay you for allowing them to hold your money? The instructional activity covers three different ways your money can make money. Topics include certificates of deposit, statement savings accounts, and money market accounts.
SaveandInvest.org
Introduction to Earning Interest: Grades 11-12
Does your bank pay you for allowing them to hold your money? Class members investigate three different ways money can make more money. Topics include certificates of deposit, statement savings accounts, and money market accounts....
Curated OER
M&M Interesting
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
Curated OER
Investment Problems
In this investment problem worksheet, pupils read story problems and use the interest formula to determine the total amount invested, or rate of return. This one-page worksheet contains six problems, with answers.
Curated OER
Interesting Interest Rates
Your young bankers compare earning interest accumulated yearly and monthly to decide which method most increases their balance. Using an exponential function to model the bank balance affords the learners more practice connecting...
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound...
Curated OER
Data Analysis: Investing is an "Interesting" Experience
Students compute interest earned. In this data analysis activity, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
Curated OER
Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
Curated OER
Chinese New Year: A Simple Lesson in Debt, Percent, and Loan Interest
Students study Chinese New Year traditions while investigating the concepts of percent and loan interest. They apply the concepts to calculate the total debt on monies borrowed.
Federal Reserve Bank
Lesson 3: A Fresh Start
The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third instructional activity in a unit about Hurricane Katrina and other events that...
Curated OER
Save Your Change
Learners solve problems involving exponential, logarithmic, and scientific notations. Using calculators, students explore investment problems. They use a formula and logarithms to determine the years to earn a particular income, figure...
Curated OER
Simple Machines
Students demonstrate an understanding of how simple machines work. They show how various forces affect movement and advantages of them. They also design a compund machine. Students decide which level of questions they want to do and...
Curated OER
Markets in Action
Have your class apply concepts from lectures and use from simple examples to discuss more complex problems that have been reported in the news. This is a lecture driven lesson with a lot of interesting information.
Curated OER
Cyber Currency, Currently
Students explore the value of currency and how to save and earn interest. In a key lesson, kids even get to purchase items in their classroom's general store. It's a fun way to learn the importance of being financially literate!
Curated OER
Inflation
Young scholars compare prices then and now. They use the calculated rate of inflation to figure out the equivalent prices today for items sold at the fair and money earned in 1864. They calculate the actual value of a bowl of soup, a...
Workforce Solutions
Workforce Solutions K-1 Lessons
Three lessons and one at-home connection explore 12 professions. In the first lesson, scholars examine an online map that displays all 12 careers alongside a video. Lesson two challenges class members to choose two of those careers to...
Curated OER
Simulation: Norse Scratchings
Students discover the meaning of a Norse runic message as they study a Vikings unit. In this Norse alphabet lesson, students decode a runic message as a part of a study about Vikings. Students earn the letters to decode the message as an...
Curated OER
The Case of the Gigantic $100,000 Bill
Pupils investigate the money creation process and calculate the upper bound of the money creation process using a money multiplier. In this money creation lesson, students use a imitation $100,000 bill. Pupils demonstrate successive...
Curated OER
Investing
Young scholars collect data on investments and draw conclusions. In this algebra lesson plan, students analyze exponential graphs as they relate to money. They discuss the cause of an account balance being high or low.