Lesson Plan
Curated OER

Savings and Consumption

For Teachers 9th - Higher Ed
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The instructional activity helps students to create a working...
Lesson Plan
Curated OER

Making Choices to Save Money on Food

For Teachers 5th - 8th
Students review lists of coupons and complete a worksheet to analyze the benefits of the specials. In this household budget lesson, students determine which foods are nutritional and the advantages of using coupons or specials to save...
Lesson Plan
Curated OER

Fun With Estimation

For Teachers 3rd - 5th
Learners get an opportunity to practice estimation skills in a real life situation after a unit on estimation has been taught.
Lesson Plan
Curated OER

Getting Green for Christmas

For Teachers 6th - 12th
Students examine their family's particular spending habits for a holiday they celebrate, research the financial expectations of retailers during the holiday season and at other times during the year.
Lesson Plan
Curated OER

Thinking About Shopping and Spending

For Teachers 9th - 12th
Students list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
Lesson Plan
Curated OER

Managing Your Money

For Teachers 3rd - 12th
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
Lesson Plan
Curated OER

Why Do People Save?

For Teachers 6th - 8th
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
Lesson Plan
Curated OER

Term Deposits: Worth the Wait?

For Teachers 5th - 9th
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
Lesson Plan
Curated OER

Under the Bed or in the Bank?

For Teachers 10th - 11th
Students explore personal finance.  In this consumer /financial mathematics lesson, students compare interest rates as they explore savings. 
Lesson Plan
Curated OER

Scarcity and Choice

For Teachers 1st - 3rd
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
Lesson Plan
Curated OER

Consumer Borrowing and Spending

For Teachers 11th - 12th
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Lesson Plan
NASA

Planning Time

For Teachers 9th - 12th
Ever feel there's just not enough hours in the day? Young adults explore an important part of personal development using a group of activities. After comparing how they actually spend their time with how they would like to, scholars...
Lesson Plan
EngageNY

Tax, Commissions, Fees, and Other Real-World Percent Problems

For Teachers 7th Standards
Pupils work several real-world problems that use percents in the 11th portion of a 20-part series. The problems contain percents involved with taxes, commissions, discounts, tips, fees, and interest. Scholars use the equations formed for...
Lesson Plan
Discovery Education

Future Fleet

For Teachers 9th - 12th Standards
Turn your pupils into engineers who are able to use scientific principals to design a ship. This long-term project expects pupils to understand concepts of density, buoyancy, displacement, and metacenter, and apply them to constructing a...
Lesson Plan
Curated OER

Where Does All the Money Go?

For Teachers 3rd - 5th
Students explore the concept of uses for money. For this uses for money lesson, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs and...
Lesson Plan
Curated OER

Spending=Q X P Module

For Teachers 9th - 12th
High schoolers view a series of of short animated modules to relate the total spending in the economy to production and prices. They use this information to simulate the economy of a town called Spendsville. In the simulation, they...
Lesson Plan
Curated OER

Just Sign Here: Bottom-Line Personal Finance Myths

For Teachers 8th - 12th
Students explore budgeting myths. For this personal finance lesson, students complete a series of activities that help them recognize the pros and cons of credit. Students also discover the process for obtaining loans. This lesson...
Lesson Plan
Curated OER

The Role of Government

For Teachers 9th - 12th
Students are introduced to the economic roles of the federal government. Using the internet, they read information related to government spending and the actual dollar amounts attached to budget items. In groups, they develop their own...
Lesson Plan
Curated OER

Expensive Choices

For Teachers 8th
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
Lesson Plan
Curated OER

Foreign Exchange

For Teachers 6th - 12th
Students share ideas about the values of foreign currencies relative to the U.S. dollar. They research the economy of a foreign country and prepare a budget for one month study abroad.
Lesson Plan
Curated OER

Money & Work

For Teachers 12th
Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...
Lesson Plan
Curated OER

It's Your Future

For Teachers 7th - 12th
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson plan, students create a career plan and personal budget of their own...
Lesson Plan
Curated OER

Model Storage Facility

For Teachers 11th - 12th
Students design a storage facility that can withstand extreme wind loads. In this physics lesson, students decide how to build their facility considering budget constraints. They evaluate their design and present it to class.
Lesson Plan
Curated OER

Reality Check

For Teachers 4th
Fourth graders practice living on a budget. They must plan for rent, utilities, and food and determine if they can afford the luxuries of a phone, car, gas, movies, clothes, etc., using a newspaper to gather their information.