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Lesson Plan
Curated OER

Loan Amortization - Mortgage

For Teachers 9th - 12th
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
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Lesson Plan
Curated OER

Bank Loans Money to Start Businesses

For Teachers 4th - 6th
After locating Latin American countries on a world map, children read about how microbanks are loaning money to help start small businesses. Involving both current events and economics, the teacher introduces the article with a map...
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Lesson Plan
2
2
Federal Reserve Bank

So How Much Are You Really Paying for that Loan?

For Teachers 9th - 12th Standards
Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements that outline the...
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Handout
ProCon

Student Loan Debt

For Students 9th - 12th Standards
Should college loan debt be easier to discharge in bankruptcy? Scholars sort through the top three pros and cons to decide for themselves in preparation for a class debate or discussion. Learners may also participate in an online poll to...
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Lesson Plan
Council for Economic Education

Loan Amortization - Mortgage

For Teachers 9th - 12th Standards
When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson presents the concept of interest rates and loan amortization using spreadsheets and online sources....
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Lesson Plan
1
1
Curated OER

Chinese New Year: A Simple Lesson in Debt, Percent, and Loan Interest

For Teachers 6th - 12th
Students study Chinese New Year traditions while investigating the concepts of percent and loan interest. They apply the concepts to calculate the total debt on monies borrowed.
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Unit Plan
1
1
Practical Money Skills

Student Loans

For Teachers 9th - 12th Standards
If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...
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Worksheet
Curated OER

The Politics of Student Loans

For Students 10th - 12th
Give your upper classmen something to think about. They'll read a New York Times article on the politics of student loans. The six comprehension questions will have them thinking about the impact legislation has on how much they'll pay...
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Interactive
CK-12 Foundation

Arithmetic Sequences: Paying of a Loan

For Students 11th - Higher Ed Standards
How long does it take to pay off a loan? Pupils use a graph to model the sequence associated with paying off a loan. Using the graph, learners determine the initial value and the common difference of the arithmetic sequence. The learners...
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Unit Plan
Beyond Benign

All A Loan

For Teachers 6th - 8th
When designing a house, it's important to know about percents. Through a series of three lessons, scholars first review percentages through an activity involving M&Ms and then apply that knowledge to calculate compound interest and...
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Lesson Plan
Curated OER

All About Aid

For Teachers 6th - 12th
Begin this lesson by estimating the cost of a college education and comparing it to actual data. After reading an article, high school seniors discuss the processes of the college loan corporations. They listen to a lecture about how to...
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Lesson Plan
Federal Reserve Bank

Worth!

For Teachers 7th - 12th Standards
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...
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Lesson Plan
Curated OER

Pay Check Advance Loan

For Teachers 6th - 9th
Students research loans. In this financial lesson, students explore the benefits and drawbacks of applying for a pay-day advance loan. Students compare different programs and calculate interest owed. Multiple resources are provided.
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Lesson Plan
Curated OER

FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.

For Teachers 9th - 10th
Learners learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
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Lesson Plan
1
1
Curated OER

Paying Off Student Loans

For Teachers 9th - 12th
Students plan financing postsecondary education and explain how loan repayments work. They build a spreadsheet, listing the categories of expenses in the left hand column.
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Lesson Plan
Visa

Cars and Loans

For Teachers 7th - 10th Standards
What's the best way to pay for a car? Should I buy used or new? Can I realistically afford a car? Pupils discover the ins and outs of buying a car, from how to shop for car insurance to the advantages and disadvantages of leasing.
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Lesson Plan
Curated OER

Interest Rates

For Teachers 5th - 8th
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
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Lesson Plan1:21
Federal Reserve Bank

The Fed - Helping Keep Banks Safe and Sound

For Teachers 11th - 12th Standards
What does an examiner look for when analyzing a bank's financial condition? In addition to learning about the 5-Cs for reviewing loans and CAMELS (capital, assets, management, earnings, liquidity, and sensitivity to risk), your learners...
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Activity
Sierra College

"Deals on Wheels!" Car Loan Project

For Teachers 9th - 12th Standards
Help your class members learn how to use their income wisely with a comprehensive lesson plan on calculating monthly car payments. Using basic math skills and online calculators, your learners will determine the total amount to be...
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Lesson Plan
Visa

Road Rules: Researching and Buying a Car

For Teachers 9th - 12th Standards
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
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Lesson Plan
Curated OER

Lesson 3: What Happens When a Bank Makes a Loan?

For Teachers 9th - 12th
Students role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.
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Lesson Plan
Curated OER

Students Suffocate Under Tens of Thousands in Loans

For Teachers 9th - 12th
Students explore the concept of student loans. In this student loans lesson plan, students read an article about the large amount of student loans today's students owe. Students discuss how higher loan payments and increased debt will...
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Lesson Plan
Curated OER

How Much Will That House Cost?

For Teachers 9th - 12th
What is a mortgage and how do you use it to pay for a house? Young financiers determine how much money is actually spent paying a mortgage payment on a home. They use their math skills to calculate monthly payments on a home given a 30...
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Lesson Plan
1
1
Practical Money Skills

Cars and Loans

For Teachers 6th - 12th
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance lesson. 

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