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Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
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Pacing a Gunther Chain
Students pace a Gunther Chain, a measurement used by foresters to determine distance and area. They discuss that pacing is individualized depending on age, gender, etc. They practice to find an average pace. Teams estimate, pace and...
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ENERGY USE ADDS UP!
Learners investigate the amount of power used in your home and what appliances use the most. They analyze the concept that producing energy costs us money, affects our environment and produces waste products. Students come up with three...
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Checks and Balances
Students examine how bank checks work and follow the "journey" of a written check. They discuss how transactional accounts work, identify and discuss the various parts of a check, and participate in a simulated business transaction...
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The Role of Public and Private Sectors
Students explore the role of government in the economy market. In this economics lesson, students analyze the decision making and how it takes into consideration additional cost, benefits and public awareness of what they are trying to...
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Lines of Fit
Students analyze graphs. In this algebra lesson, students find the line of best fit, using scatter plots. They calculate the sale of popcorn as it relates to the price. They then analyze the graphs for positive, negative and no correlation.
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Percents: What's the Use
Young scholars research percentages in real world situations. In this percents lesson, students demonstrate their ability to apply percents to everyday situations. Young scholars communicate mathematically by conducting interviews about...
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Hot Wheels (Grades 9-12 )
Using internet research, students compute the costs of different models of card. They discuss the advantages/disadvantages of purchasing a new car versus a used car, the cost of car insurance, and the best way to finance their purchase.
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Cost Effective Buying
Students complete a worksheet that asks them to calculate the true energy cost of various appliances. They compare appliances with energy saving features, rebates and other economical incentives.
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Comparison Food Shopping: Buying Groceries for Two People for One Week
Twelfth graders investigate how to develop a simple food budget for two using newpaper ads, the basic four food groups, and calorie counts.
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Check It Out
Students discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
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Filling Empty Pockets: Borrowing, Loans, and Credit
Students examine credit components and how each works within our economy today. For this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
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Running a Student Cooperative
Students form a classroom cooperative. In this service learning lesson plan, students explore how to form and run a cooperative and decide as a class how to implement their cooperative plan. Students use funds raised from the...
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Payment Parliament
Students investigate how the economy works by role playing in their class. In this money management lesson, students read parts from a script for use in a role playing lesson simulating the Federal Reserve and their payment processing....
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Expensive Choices
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
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Weigh Before You Pay: Debit or Credit?
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
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Grocery Shopping and Budgeting
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
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Opportunity Cost
Students study what opportunity cost is and why it is important to their lives.
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Value Venture
Students examine how the value of an item may be different for different people and investigate how perceived value helps determine the price of items in the marketplace. They list what they consider to be the most valuable items in the...
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That was Then, This is Now
Students compare and contrast data charts and statistics for food prices of now and in the past. In this food prices lesson plan, students answer short answer questions and calculate computations.
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Mathematics: Budgeting
Young scholars develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
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How Electronics Come to Us: Distribution and Use
Students identify environmental challenges that can be solved throughout a product's life cycle. They experiment and examine how we can choose and use products in an environmentally responsible manner. Each student is also involved in...
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Mammoth Sunflower Problem
Students discuss the directions on a package of seeds. They open the package, count the seeds, and determine the planting requirements for the seeds.
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.