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Budgeting for the Future
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
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Buying a Car
Middle schoolers learn how to manage their money. They view a PowerPoint presentation with instructions for researching and buying a car, select cars for themselves based on their budget, and respond to questions about the activity.
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Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
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Scarcity and Choice
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
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Creating a Federal Budget
Students research how the government works together to create a budget. In groups, they examine each major spending category and their purpose. They identify the many challenges and compromises that must take place to agree on a budget.
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Budgeting: You Can't Manage What You Don't Know
Students discuss budgets. In this mathematics lesson, students watch an episode of Biz Kid$ about budgeting, participate in a guided group discussion, and create a pamphlet to teach others how to budget their money. Extension activities...
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What Can You Do With Money?
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
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Radiation Budget
Students solve the mathematical word problems by looking at the Earth's Energy Budget Diagram. They will work in small groups and then develop their own unique math problems from the diagram and share with the class.
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Shopping-Unit Pricing
Comparing unit prices of food products is a skill that learners will use for the rest of their lives. Here is a simple plan that provides practice calculating the unit price for various grocery store products. Use two jars with differing...
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After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Students discuss the progress each family made financially after three months, and then make their own financial plan.
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Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Holiday Wish Lists
Have your class create wish lists in order to practice money-management skills. Learners make a list of items they would like to buy. Then they do research on the Internet to identify the price of each item. And, finally, they add up the...
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Eating Out In Class
Students order food off of a menu while staying within a specific budget. In this budget lesson plan, students can also add a tip and tax to their bill.
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Budgeting
Students develop a realistic budget. In this finance lesson plan, students discuss problems and issues related to making a budget. They focus on living within one's means.
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A Trip to Colonial Virginia
Young scholars consider prices while planning a trip to Colonial Virginia. In this budgeting lesson plan, students construct an itinerary of events for a vacation. Young scholars are responsible for working within the approved budget.
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Budget Worksheet
In this student budget worksheet, students fill in their incomes as well as their individual payments per month to chart where their money goes each month.
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Buying a Used Car
Students explore the advantages and disadvantages of purchasing a used vehicle. In this warranty instructional activity, students define "implied warranty of merchantability," then complete several activities that reinforce...
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Money, Money, Honey Bunny!
Young scholars read a story about spending and saving money and talk about the difference between goods and services. In this money lesson plan, students also play a matching game to review the story and practice rhyming words from the...
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Budgeting
Students establish budgeting techniques. In this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
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Band Tour Across America
Students plan the trip of a band across America. In this money planning lesson, students create a budget for the band using excel basic functions. They manage the band and its budget and relate the tour to future budgeting needs of the...
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Internet Cabinet Activity
In this President's Cabinet worksheet, students research the internet and write the major responsibilities and budget of the departments in the Cabinet. Students complete 18 sections.
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Building Tolerance for Poverty in Math
Students explore approximate and exact solutions. In this interdisciplinary lesson plan, 6th graders will be placed in 'family groups' to create a budget that is subject to random events as chosen from the 'things happen' box. This...
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Budgeting
Students explore what butgeting means. For this mathematics lesson, students determine that certain things need to be part of a budget like food and clothing by answering real-life types of questions on whether one should save money and...
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Budgeting: Vacation Planning
In this vacation planning worksheet, students plan a vacation. They determine the approximate cost of their vacation. Students complete an itenrary and graphic organizer to identify daily costs of the vacation. ...