Lesson Plan
Curated OER

Compounding with a 5% Interest Rate

For Teachers 9th - 12th Standards
The balance in an account continuously compounding interest is the context of this engaging task. Your young accountants will investigate the ending balance in an account as they compound the interest more and more. Learners write the...
Lesson Plan
EngageNY

Why Do Banks Pay YOU to Provide Their Services?

For Students 9th - 10th Standards
How does a bank make money? That is the question at the based of a lesson that explores the methods banks use to calculate interest. Groups compare the linear simple interest pattern with the exponential compound interest pattern. 
Handout
West Contra Costa Unified School District

Interest and the Number “e”

For Students 9th - 12th Standards
Make a connection between different types of interest and how they are calculated! This algebra II lesson progresses from simple interest to compound interest to continually compounded interest. Formulas are developed rather than given,...
Lesson Plan
Curated OER

M & M Interesting

For Teachers 6th - 8th
Students compute and collect interest payments in the form of M&M candies. In this mathematics instructional activity, students work in small groups to compute either simple or compound interest. They compare the growth of their...
Activity
5280 Math

Interesting Times

For Teachers 10th - 12th Standards
Gain a little interest in functions with a real-life task. Young scholars analyze home loan data with a geometric sequence and series. They use the models to make predictions about the total loan payments at certain intervals in a...
Lesson Plan
Curated OER

Making Money and Spreading the Flu!

For Teachers 9th - 11th Standards
Paper folding, flu spreading in a school, bacteria growth, and continuously compounded interest all provide excellent models to study exponential functions. This is a comprehensive resource that looks at many different aspects of...
Lesson Plan
Curated OER

Introduction to Earning Interest: What are APR and APY?

For Teachers 7th - 8th
Students explore saving and investing money.  In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound...
Lesson Plan
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Curated OER

A Lifetime of Savings

For Teachers 9th - 12th Standards
Sometimes people who seem to lead what would be considered an ordinary life do extraordinary things. Such was the case with Oseola McCarty, who donated a large sum of money for a university scholarship fund in her name. Oseala lived her...
Lesson Plan
Curated OER

Compound Interest and Quiz on Logs

For Teachers 12th - Higher Ed
Students discuss how money accumulates interest. In this calculus lesson, students discuss compund interest based on years of investing the money. They discuss rate per period, principal and number of periods.  
Lesson Plan
Curated OER

The Power of Compounding

For Teachers 6th
Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.
Lesson Plan
Curated OER

Comparing Investments

For Teachers 9th - 12th Standards
Money, money, money. A complete lesson that makes use of different representations of simple and compound interest, including written scenarios, tables, graphs, and equations to highlight similarities and differences between linear and...
Lesson Plan
Curated OER

Comparing Exponentials

For Teachers 9th - 12th Standards
Growing money exponentially is the context of this scenario that asks learners to compare investments in two certificate of deposit accounts. Your young investment analysts will learn about the exponential characteristics of money...
Lesson Plan
Curated OER

Filling Empty Pockets: Borrowing, Loans, and Credit

For Teachers 9th - 12th
Students examine credit components and how each works within our economy today. In this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
Activity
Howard County Schools

Maria’s Quinceañera

For Teachers 9th - 11th Standards
How long will it take to save up for a car? Classmates use linear and exponential models to see how money received during a Quinceanera will grow over time.
Lesson Plan
EngageNY

Buying a Car

For Teachers 10th - 12th Standards
Future car owners use geometric sums to calculate payments for a car loan in the 31st installment of a 35-part module. These same concepts provide the basis for calculating annuity payments.
Lesson Plan
Curated OER

Discovering Math Concepts in Business Mathematics, Economics, and Finance

For Teachers 10th - 12th
Explore the concept of money and research its origin. There are many concepts related to business math, thusly, there are many formulas used to make calculations around money. Exchange rates of money in different countries, interest,...
Lesson Plan
Curated OER

Putting Your Money to Work

For Teachers 9th - 11th
Learners create a collect data on expenses. In this algebra lesson, students create a spreadsheet to solve scientific equations. They incorporate math, science and technology in this lesson.
Lesson Plan
Curated OER

Under the Bed or in the Bank?

For Teachers 10th - 11th
Students explore personal finance.  In this consumer /financial mathematics instructional activity, students compare interest rates as they explore savings. 
Lesson Plan
Curated OER

Houses and Cars and Loans

For Teachers 8th - 10th
Students create a spreadsheet to track their spending. In this algebra lesson, students use loan formulas to calculate the payback amount plus interest on a loan. They calculate how much money they would need to buy a car and house.