More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on...

Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...

Students differentiate between saving and investing money. In this algebra instructional activity, students compare different investment options, recognizing the risks and rewards of investing and integrate investing into their financial...

Students examine concepts of personal finance. In this personal finance instructional activity, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial...

Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they...

Students examine the relationship between inflation and money. Defining key terms, they define money in terms of its functions and give examples of money. They discover what happens when inflation occurs unexpectedly. They also examine...

Students discuss income and expenses. In this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.

Students participate in a number of activities to examine how young people think about, use and make money. They determine what young people prefer to spend money on, if there are gender differences and how they compare to students in...

Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....

Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.

Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. For this financial management lesson, students apply their knowledge of finance components and create their own web based plan...

Students explore how to save money to buy the things they want.

Your class members will have the opportunity to practice the valuable skill of constructing a personal budget using real-world resources, such as a car advertisement and grocery list. They will take into consideration monthly and yearly...

Students plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.

Students use an outdated budget to examine what the county spends its money on for its citizens. Using county information, they describe how the Board of Supervisors make budget decisions and how it can shape public policy. They also...

Students explore what butgeting means. In this mathematics lesson, students determine that certain things need to be part of a budget like food and clothing by answering real-life types of questions on whether one should save money and...

Students explore environmental protection by creating a presentation in class. In this Chesapeake Bay lesson plan, students discuss the current threats from human beings towards the delicate balance of life near the bay. Students...

Students explore personal finance.  In this middle school mathematics lesson, students investigate banking, income tax, and the cost of living.  The lesson includes two bonus lessons on graphing their personal spending habits...

Students explore the degree, diameter, planarity, and size of graphs.  In this degree, diameter, planarity, and size of graphs lesson, students try to construct a graph with more than 12 vertices that satisfy all other...

Students discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.

Students discuss the costs and benefits of spending and saving their money. They identify a decision-making process to money decisions. They also examine their opportunity costs.

Charitable organizations and monetary donations to these organizations are the focus of the financial literacy lesson plan presented here. Learners explore how donations benefit both the organization and the people it serves. Each pupil...

Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.

Students determine their cost of living.  In this determining their cost of living lesson, students think of ten necessary things they would need if they moved out of their parents house.  Students research the cost of renting...