Curated OER
Compound Interest
Pupils analyze the variables in the formula of a compound interest. They model the increase or decrease of an investment using compound interest and discuss different compounding periods.
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Interesting Interest Rates
Your young bankers compare earning interest accumulated yearly and monthly to decide which method most increases their balance. Using an exponential function to model the bank balance affords the learners more practice connecting these...
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How Credit Card Interest Works
Students experiment with an Excel spreadsheet model that demonstrates the effects of interest on payments. They calculate actual costs, interest paid, and time necessary to pay off credit purchases and draw conclusions about the...
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Compound Sentence Structure
SMART boards a great way to create interest in any subject - even grammar! Using the provided SMART board lesson, have your 10th graders come up to the board and combine two independent clauses using a "glue" word (coordinating...
Project Maths
Introduction to e
First there was pi and now there's e. A discovery-based instructional activity helps learners find a pattern in compound interest as the compounding period changes. Their investigation results in the discovery of the number e. The...
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The Business of Interest
Pupils explore the concept of simple and compound interest. In this interest lesson, students discuss how interest works on a loan. Pupils calculate simple and compound interest on loans of fictitious characters from a video.
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Thirty Exponential Application Problems
In this exponential worksheet, students solve thirty application problems. These problems cover compound interest, continuously compounded interest, and exponential growth models.
Council for Economic Education
A Penny Saved
A penny saved is a penny earned! Scholars research the different ways to save money over a lifetime. They investigate the Rule of 72, compound interest, and sub-prime loans to gain an understanding of how banks aid in the saving process....
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Compound Interest and Quiz on Logs
Students discuss how money accumulates interest. In this calculus lesson, students discuss compund interest based on years of investing the money. They discuss rate per period, principal and number of periods.
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Credit Cards and Compound Interests-Exponential Growth
Eleventh graders investigate the way credit cards work when collecting interest. In this algebra lesson, 11th graders investigate the growth of interest exponentially when using a credit card. They calculate what the cheapest rate is to...
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Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
PwC Financial Literacy
Buying a Home: Terms of a Mortgage
Buying a home, dealing with a lender, securing a mortgage; these are daunting tasks for many adults. Why not teach middle schoolers about this area of adulthood so they are better-prepared to make the leap into home ownership when they...
Curated OER
Making Money and Spreading the Flu!
Paper folding, flu spreading in a school, bacteria growth, and continuously compounded interest all provide excellent models to study exponential functions. This is a comprehensive resource that looks at many different aspects of these...
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Curated OER
Interest: Interest Olympics
Students determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
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Data Analysis: Investing is an "Interesting" Experience
Students compute interest earned. In this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
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Solving Problems Using Interest
In this math worksheet, students look for the solutions to the problems using interest. Then they calculate the new principal after adding the interest.
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Compound Word Games
Students build compound words out of two separate words using a variety of activities. In this compound word lesson plan, students practice building compound words using word cards. These word cards can be used in a variety of ways to...
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Compound Words/Infected Endings
First graders decode compound words and words with inflected endings -s, -es, -ed, and ing. students listen to the story " Ice Cold Birthday." They listen for compound words in the story.
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Interest Calculation and Spreadsheets
Students, while in the computer lab working on a spreadsheet program, calculate interest and accumulated value of a savings plan. They follow specific directives on how to create their spreadsheets. At the end of the lesson they print...
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The Power of Compounding
Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.
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Comparing Investments
Money, money, money. A complete activity that makes use of different representations of simple and compound interest, including written scenarios, tables, graphs, and equations to highlight similarities and differences between linear and...
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FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
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Compund Interest and Quiz on Logs
Students discuss compound interest and formulas for compound interest. They listen as the teacher describes continuous compounding and derivations. Students work problems involving compound interest. They compute the effective annual...
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