Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Curated OER
Family Profile Record Sheet
In this math worksheet, students learn real world math applications for budgeting expenses in a simulated family. Students make a family profile with profession choice and monthly income. Students then fill out detailed budgets which...
Curated OER
Business: Making a Budget
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
Curated OER
Budget Making
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
Council for Economic Education
Opportunity Cost
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Curated OER
Budget Making
After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...
Curated OER
Budgeting
Students establish budgeting techniques. In this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
Curated OER
My Bank, My Budget, My Decisions!
Students build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
Curated OER
Budget Hungry
Young elementary students create an expense budget for a meal at a restaurant. They learn the basic communication and etiquette skills needed to successfully go on a field trip to implement the budgets they created.
Curated OER
Scarcity and Choice
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
Alabama Learning Exchange
Sky High
How are skyscrapers built? What does it take to make a structurally sound building? How can one work within a budget to complete a building project? These guiding questions will be investigated and answered within a hands-on lesson....
Practical Money Skills
Buying a Home
Guide high schoolers through the process of buying a house with a simulation lesson. As pupils learn about mortgages, renting versus buying, and home inspections, they discuss ways to make informed financial decisions and sound...
Radford University
Beach House
What's the best way to make a beach house affordable? Given constraints on the number of rooms and the cost of flooring, learners design dream beach houses. They draw floor plans and calculate the areas using different units.
Visa
Road Rules: Researching and Buying a Car
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
Curated OER
Budgeting Makes a Difference!
Students develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
Curated OER
Lesson Exchange: Design and make Cents (Elementary, Mathematics)
Sixth graders work in teams to design the perfect bedroom. The teams must create a room that is functional, original, and stays within a budget of $650.
Curated OER
Budgets: The Cost of Running a Planet
Students develop a personal and planetary budget. They explore the "Spending Central" section of the ING website, discuss why we keep personal budgets, and in small groups complete a worksheet in which they create a budget for the planet.
PwC Financial Literacy
Buying a Home: Terms of a Mortgage
Buying a home, dealing with a lender, securing a mortgage; these are daunting tasks for many adults. Why not teach middle schoolers about this area of adulthood so they are better-prepared to make the leap into home ownership when they...
Curated OER
Financial Institution Comparison
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
Curated OER
Comparing Plans
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...
Howard County Schools
Building a Playground
Scholars crave practical application. Let them use the different models of a quadratic function to plan the size and shape of a school playground. They convert between the different forms and maximize area.
Curated OER
Shopping for a Party
Second graders produce a budget for a party. In this money management lesson, 2nd graders create a budget for an imaginary party they will have based on a $20.00 limit. Students observe a video clip in class discussing...
Curated OER
Budgeting for the Future
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
Curated OER
Economics Budget Project
Your class members will have the opportunity to practice the valuable skill of constructing a personal budget using real-world resources, such as a car advertisement and grocery list. They will take into consideration monthly and yearly...