Curated OER
Who Gets the Money?
Students determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.
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Purchasing a Vehicle
Start your engines! Prevent negative car buying experiences by arming pupils with information. Prepare your young drivers to make informed decisions when they are ready to purchase a car. All aspects are considered from the type of car...
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Math in Society
Students critique and compare loan purchases dealing with credit rating, beacon scores, and credit-scoring systems. They define vocabulary associated with the lesson. Students deduce an individuals beacon score.
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Budget Finances
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
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Lesson 4: Credit
Pupils discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
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High Earners Can Still Struggle
Learners explore the concept of credit. In this credit instructional activity, students read an article about credit debt and financial trouble. Learners discuss ways to avoid financial trouble. Students make a cause and effect chart for...
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Buy or Lease an Automobile
Students gather information on 3 new cars they would like to buy or lease, and use mathematical comparisons to decide whether to buy or lease the car.
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Are Colleges Still Affordable?
Students investigate mathematical model that compares cost of higher education to potential earnings in order to decide if the investment is a good one. They compute amount to be repaid each year for the life of a student loan and then...
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Calculating Interest
Students solve interest problems for bank accounts and loans to gain real life experience. They also review newspapers and find a car they wish to purchase then are given a rate and time of loan.
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Haring Art Truck
Students are introduced to the work of Keith Haring and graffiti art in general. They work together to design and paint a car imitating Keith Haring's style.
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Balancing a Budget
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
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What is Credit?
Students listen to a guest speaker discuss credit, and what lenders look for when approving loans. They investigate savings and loans, banks, credit unions and finance companies to find out what A.P.R. they charge for certain items.
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Hey Friend, Can You Lend Me Some Money?
Middle schoolers examine credit and discuss that it is a loan and must be paid back. They explain the costs and benefits of using credit. They also practice filling out a credit application.
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Credit Cards - A Package Deal
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
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Financial Literacy Infographic Scavenger Hunt
A lesson plan in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a lesson plan that prompts teenagers to answer a series of questions based on...
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Making Money Work For You
Learners differentiate between saving and investing money. In this algebra lesson, students compare different investment options, recognizing the risks and rewards of investing and integrate investing into their financial planning.
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Micro Economics - Personal Budgeting
Students explore the real world as it relates to money and how people use it. For this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Council for Economic Education
Calculating Simple Interest
How much is owed? A calculated resource introduces the simple interest formula with a video that describes how to use it. Classmates then show what they know by answering questions within a simple interest worksheet.
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Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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ABC's Of Figuring Interest
High schoolers participate in a instructional activity of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using...
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"Reality Math: Fact or Fiction"
Students investigate the use of math in everyday life. They investigate several occupations and pay scales. They complete spreadsheets that show how monthly bills can be organized using technology. They use word processing software to...
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After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Young scholars discuss the progress each family made financially after three months, and then make their own financial plan.
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Land Use and Lawmaking in California
High schoolers design a plan for a housing development in their city. In this house development lesson plan, students observe pictures of land use, research lawmaking, and develop a plan for an environmentally friendly housing...
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Banking Account Options
Students explore and discuss the various account options available to them at the bank. They create a paragraph stating the pros and cons of each kind of banking account. This instructional activity is intended for students acquiring...