Practical Money Skills
Living on Your Own
Every teen dreams of living independently, but often without thinking about the details and costs involved with moving out. Three lessons in a unit about living on your own focus on moving costs, fixed and flexible costs associated with...
Curated OER
What Does It Cost? Wages and Expenses in Historical Context
Students research the relative value of a historical dollar. They use old newspapers to find costs for food, housing, clothing, and transportation and then calculate the number of hours a worker would need to be employed to live...
Balanced Assessment
Cost of Living
Math scholars investigate the cost of living in Hong Kong compared to Chicago but must first convert the different types of currency. They then choose a type of graph to compare different spending categories and finish the activity by...
PBS
The Lowdown — Living Wages in CA: Ratio and Rate in the Real World
How much money is enough money? Future wage earners explore the minimum hourly wage and then use it to calculate monthly and yearly earnings. They use an interactive to consider living costs and determine whether earning a minimum wage...
Practical Money Skills
Living on Your Own
Independent living can be fun, but also overwhelming if you don't know how to budget your income and expenses. Go over the ways that kids can manage their money as they take a huge step into adulthood with a project-based lesson about...
Mocha Bay Design
Monthly Expenses
Teach your class about finances and have them fill out real or simulated expenses on this sheet. Class members fill in amounts for rent, groceries, loans, car expenses, insurance, utilities, and more in order to determine the total cost...
Visa
Living On Your Own
Learners gain a realistic understanding of what is required for independent living. They begin by setting up a budget based on needs and lifestyle, and then use worksheets and a presentation to practice such skills as reading a rental...
PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
Curated OER
Moving Out
Students determine their cost of living. In this determining their cost of living lesson plan, students think of ten necessary things they would need if they moved out of their parents house. Students research the cost of renting an...
Curated OER
Cutting Expenses
Students explore budgeting. In this finance and math lesson, students brainstorm ways in which households could save money. Students view websites that give cost reducing ideas. Students complete an expense comparison chart and use the...
Curated OER
The Real Cost of College
How do people pay for college? Learners explore the concept of paying for college, they discuss possible ways to pay for college, research the cost of colleges, room and board, and other college living expenses.
Curated OER
Balancing a Budget
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
Curated OER
Can I Afford This Apartment?
Learners explore the concept of cost of living. In this cost of living lesson, students calculate the cost of living in an apartment along with other living expenses.
Curated OER
To Dorm or Not To Dorm
For some of our students, college is right around the corner. Provide a bit of thoughtful information to help them (and their families) decide if dorm life is right for them. Included here are a list of pros and cons for living both on...
Curated OER
Budget Mania
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this lesson plan.
PLS 3rd Learning
It Costs How Much!?!?
Many teens conjure up images of how great their first apartment will be, but they lack a solid understanding of what it will cost to make it look that way. To gain an appreciation for the cost of furnishings, they create a collage of a...
California Department of Education
Choosing My Lifestyle
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...
California Department of Education
My Future Lifestyle
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
Curated OER
The Cost of Raising a Child
Young scholars study the cost of raising students based on different geographic locations and income levels. They study tables from the USDA and listen to audio tapes.
Curated OER
Surviving or Thriving with Roommates
Living on your own is hard, especially when you have to live with roommates. Discuss the importance of shared living situations and how to make them as good as possible with your class. They brainstorm what makes a good roommate, ways to...
Curated OER
Do I Need Insurance?
Explore the different types, costs, and coverage of insurance. High schoolers compare their family's health care to their income, compare the cost of health insurance to their expected future income, and make a choice about what type of...
Curated OER
Budget Mania
Young scholars examine examples of budgets and explore the difficulties of living on a budget. The hands-on activity offers an opportunity to experience a real life application.
Nebraska Department of Education
Managing My Money
Rent, food, utilities, gas, clothing, taxes! It all adds up. As part of a career planning and management unit, high school sophomores learn about financial planning and budgeting.
Visa
Making it Work Together: Money and Roommates
Balancing money and first-time roommates can feel like a daunting prospect. Support your class members in understanding how financial agreements between roommates function, as well as the underlying importance of how to communicate about...