Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...

From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.

Learners begin the lesson plan by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...

Twelfth graders calculate interest on purchases bought with a credit card. They use the formula I=PRT to find the interest. In pairs, they use a flyer to calculate the interest for electronic items.

Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.

The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third instructional activity in a unit about Hurricane Katrina and other events that...

Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance...

Third graders explore advantages and disadvantages of credit card use before they fall into the credit trap!

Learners read a book about money and smart shopping to learn about debt, advertising, and the use of credit cards. In this consumer math lesson plan, students read the book The Kids' Money Book and discuss economic concepts. Learners...

Students investigate the use of credit cards. In this algebra lesson, students differentiate the interest rate of credit cards and how to stay debt free. They identify pros and cons of credit cards.

Young scholars discuss how to spend money wisely. In this consumer math lesson, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Young scholars complete a worksheet to calculate the total...

The balance in an account continuously compounding interest is the context of this engaging task. Your young accountants will investigate the ending balance in an account as they compound the interest more and more. Learners write the...

Students investigate the deals presented with cards. In this math lesson, students investigate the pros and cons of having a credit card. They calculate interest and fees for credit cards.

A lesson plan in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a lesson plan that prompts teenagers to answer a series of questions...

Make your money work for you. Future economists learn how to apply sigma notation and how to calculate the sum of a finite geometric series. The skill is essential in determining the future value of a structured savings plan with...

There's no place like home. Future home owners investigate the cost of buying a house in the 33rd installment of a 35-part module. They come to realize that the calculations are simply a variation of previous formulas involving car loans...

Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....

Students investigate the concepts that are related to finance and how it is used in the world. They take part in activities that are focused around the use of a spreadsheet while using a T-chart to simulate a ledger of credits and debits.

Ready to delve into personal finance? Learners discover how to organize a check book register. They practice debits and credits in a math game involving the register they set up. While they gain valuable practical knowledge, they also...

Students become familiar with patterns, the Fibonacci Sequence, and the Golden Ratio. They see how many places these occur. They have practical applications for using the calculator and making charts to extend patterns.

In this algebra worksheet, students calculate interest based on a certain amount of capital, sale or item purchased. They convert percents to decimals and perform the correct calculations to find their answer. There are 20 questions.

From checking and savings accounts to learning the importance of maintaining records and balancing a bank account, prepare your learners to become financially independent and savvy adults, and explore all the intricacies of owning a bank...

Students participate in a lesson of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using credit to make purchases...

Fourth graders determine the range, mean, median and mode using a computer spreadsheet. An identical set of calculations is done without using a computer. The results of each method are compared. They calculate the mode, median and range...