PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
Curated OER
How Do You Spend Your Money?
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
Curated OER
Invest In Yourself
Young scholars learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson plan, students apply their knowledge of finance components and create their own web...
Curated OER
The Value of Education
The real value of education is highlighted in more than one way on a worksheet designed to not only add, subtract, multiply, and divide decimals to hundredths, but also to address the correlation between higher pay with accomplishing...
Illustrative Mathematics
Kimi and Jordan
Kimi and Jordan have taken summer jobs to supplement their weekly allowances. Kimi earns more per hour than Jordan, but Jordan's weekly allowance is greater. This activity asks students to determine how the incomes of the two workers...
Federal Reserve Bank
Lesson 4: Back to School
Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...
Curated OER
Budget Making
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
Council for Economic Education
A Penny Saved
A penny saved is a penny earned! Scholars research the different ways to save money over a lifetime. They investigate the Rule of 72, compound interest, and sub-prime loans to gain an understanding of how banks aid in the saving process....
Curated OER
Short-Term and Long-Term Savings Goals
Fifth graders discover how saving money can apply to their lives. In this personal finance lesson, 5th graders use the book The Leaves in October, as a conversation starter on income, savings and setting goals. Students explore the...
Wells Fargo
Hands on Banking
Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal finance problems...
Curated OER
Math and Money
Students explore personal finance. In this middle school mathematics lesson, students investigate banking, income tax, and the cost of living. The lesson includes two bonus lessons on graphing their personal spending habits and the use...
Curated OER
Market Prices
Second graders understand that prices change. For this business, price and labor lesson, 2nd graders define the words market and price. Students read Arthur's Funny Money and answer questions related to earning and spending money....
Curated OER
Money Math
Young scholars define human capital and income earning potential. In this algebra lesson, students analyze the relationship between income and capital resources. They calculate tax rates and understand how to read a tax table.
Curated OER
Understanding Your Pay and Paycheck
Learners discuss as a class, the time delay between the end of a pay period and a person's paycheck. They discuss the difference between gross pay and net pay, and identify the different figures on the sample checks or the check stubs...
Curated OER
Interest Problems
In this interest problem worksheet, students read investment problems and determine necessary information. They compute the amount of simple interest earned, find the principal, or determine the time. They identify the principal,...
Curated OER
Money Management
Students explore money management skills and economics thru a creative project where students earn "money" for their assigned "jobs." They keep track of their income and expenses in a transaction record and explore the Excel money...
Curated OER
Kermit the Hermit
Students consider money management. In this personal finances lesson, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Students examine methods of saving money and earning interest.
Curated OER
Whole Numbers
For this whole numbers worksheet, learners solve and complete 40 different word problems. First, they determine the amount of a paycheck once income tax is paid. Then, students determine the balance of an account after a deposit...
Curated OER
Savings and Earnings
Fifth graders complete several activities to learn about earning, budgeting, and saving money. In this saving money lesson plan, 5th graders read a book about saving money and complete a 'Savings and Earnings' worksheet. Students work in...
Curated OER
There's No Accounting for Good Journals
Tenth graders create journals on their spending habits. For this money-management lesson plan, 10th graders create and keep journals of their personal income and expenditures. Students learn to use Excel to create a spreadsheet for their...
Curated OER
Jesse's Ice Cream Stand
Students discover ways to earn money through business. They explain how to calculate profit using an income statement and evaluate the best price to scoop size combination for profit. They discuss business opportunities for teens.
Curated OER
Save Your Change
Students solve problems involving exponential, logarithmic, and scientific notations. Using calculators, students explore investment problems. They use a formula and logarithms to determine the years to earn a particular income, figure...
Federal Reserve Bank
Retirement Planning
It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age.
Curated OER
Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...