Does your bank pay you for allowing them to hold your money? Class members investigate three different ways money can make more money. Topics include certificates of deposit, statement savings accounts, and money market accounts....

Balancing a budget, paying taxes, and buying a home may feel out of reach for your high schoolers, but in their adult years they will thank you for the early tips. A set of five lessons integrates applicable money math...

What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...

Students study taxes and the role that they place in our lives. In this economic lesson, students explore the reality of taxes, how they work, why we pay them, where the money goes and how to make the most of the money you pay into taxes...

Encourage middle schoolers to be proficient and knowledgeable in the economic world with a series of personal finance lessons. Focusing on banking, credit, budgets, and investing, the activities guide learners through financial...

How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...

Students explore investing and saving. In this investing lesson, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz, and...

Students evaluate the time value of money. In this economics instructional activity, students define inflation, interest, and the future value of money.

Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part lesson is designed to help students become knowledgeable and informed consumers.

Here is a unique activity in which learners simulate operations of a fractional reserve banking system, ultimately gaining a better understanding of how banks work and process money creation through lending. It includes a Story of Banks...

How fast does it grow? Scholars work on two tasks dealing with exponential growth, one on population growth and the second on investments. Learners research a country's population over the past century and make predictions of the current...

Students calculate commission for a stock transaction through a broker using the relationship between percentages and decimals. They decide which stocks are preferable based on the price to earnings ratios listed on the stock market quotes.

Currency exchange is a big factor in governments making economic decisions. Scholars consider various scenarios to evaluate how factors such as interest rates and private investments would affect a nation's economy using a practice test...

Pupils create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.

Students explore the concept of retirement finances. In this retirement finances lesson, students discuss what it means to save, invest, risk, or the time value of money. Students play the stock market game. Students interview a parent...

Students collect data on investments and draw conclusions. For this algebra lesson, students analyze exponential graphs as they relate to money. They discuss the cause of an account balance being high or low.

Young scholars explore the concept of financial literacy. They read an article about the lack of financial literacy among teenagers, discuss what if means to be financially literate, the research a career that will allow them to live...

Students explore the loss and gain made in the stock market as they invest a sum of money and report the results as percentages instead of points.

Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.

Students determine how the financial institutions of a market economy help channel savings to economic investment. They complete worksheets based on a teacher-led demonstration.

Young scholars explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Young scholars investigate the processes of borrowing money and investing money in...

Students create a collect data on expenses. In this algebra lesson, students create a spreadsheet to solve scientific equations. They incorporate math, science and technology in this lesson.

Learners explore the benchmarks that measure the ups and downs of the stock market. They also set up a diversified portfolio and trade stock indices for the Global Stock Game (GSG).

Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...