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Lesson Plan
West Contra Costa Unified School District

Interest and the Number e

For Teachers 10th - 12th Standards
Mary, Mary, quite continuously, how does your money grow? Uses examples to examine the difference between simple interest and compound interest, and to take a look at different rates of compounding. Learners explore what would happen as...
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Lesson Plan
Curated OER

Compounding with 100% Interest Rates

For Teachers 9th - 12th Standards
Your young economists will be amazed at the effect of compounding interest more frequently in this collaborative task about making sound financial choices. Learners are walked through the calculations of a couple of examples and then...
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Lesson Plan
Curated OER

Money Math Lessons for Life

For Teachers 7th - 9th
An outstanding lesson on financial literacy is here for you. Learners are presented with six scenarios, then compute the amount of savings they will have in their accounts. They complete a series of exercises designed to teach them that...
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Lesson Plan
Curated OER

Compounding with a 5% Interest Rate

For Teachers 9th - 12th Standards
The balance in an account continuously compounding interest is the context of this engaging task. Your young accountants will investigate the ending balance in an account as they compound the interest more and more. Learners write the...
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Middle School

For Teachers 6th - 8th Standards
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
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Lesson Plan
Curated OER

Time Value of Money- Compound Interest

For Teachers 7th - 11th
Pupils study the concept of compound interest as it relates to the time value of money.
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Lesson Plan
EngageNY

Why Do Banks Pay YOU to Provide Their Services?

For Students 9th - 10th Standards
How does a bank make money? That is the question at the based of a instructional activity that explores the methods banks use to calculate interest. Groups compare the linear simple interest pattern with the exponential compound interest...
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Lesson Plan
Curated OER

Logarithmic Functions

For Teachers 9th - 12th
Learners explore the characteristics of logarithmic functions and their relationship to exponential functions. Using the subscriber website Explorelearning.com, pupils observe changes in the input variable and its effect on the graph of...
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Grades 9-10

For Teachers 9th - 10th Standards
Does your bank pay you for allowing them to hold your money? The lesson covers three different ways your money can make money. Topics include certificates of deposit, statement savings accounts, and money market accounts.
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Grades 11-12

For Teachers 11th - 12th Standards
Does your bank pay you for allowing them to hold your money? Class members investigate three different ways money can make more money. Topics include certificates of deposit, statement savings accounts, and money market accounts. This...
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Lesson Plan
Curated OER

M&M Interesting

For Teachers 6th - 8th
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
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Lesson Plan
Curated OER

M & M Interesting

For Teachers 6th - 8th
Students compute and collect interest payments in the form of M&M candies. In this mathematics instructional activity, students work in small groups to compute either simple or compound interest. They compare the growth of their...
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Lesson Plan
Curated OER

Compound Interest

For Teachers 10th - 11th
In this consumer math worksheet, students read an example of how to use the interest formula to compute interest that is compounded daily over six years. They complete a chart where they compute the interest earned over 10 years when the...
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Lesson Plan
Curated OER

Making Money and Spreading the Flu!

For Teachers 9th - 11th Standards
Paper folding, flu spreading in a school, bacteria growth, and continuously compounded interest all provide excellent models to study exponential functions. This is a comprehensive resource that looks at many different aspects of these...
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Lesson Plan
Curated OER

A Valuable Quarter

For Teachers 9th - 12th Standards
Your young bankers model an account balance with an exponential function and solve the equation by extracting a root or taking a logarithm. The task involves the context of annual and compounding interest as well as some interesting...
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Lesson Plan
Curated OER

Introduction to Earning Interest: What are APR and APY?

For Teachers 7th - 8th
Pupils explore saving and investing money.  In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
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Lesson Plan
Curated OER

The Business of Interest

For Teachers 9th - Higher Ed
Pupils explore the concept of simple and compound interest. In this interest lesson, students discuss how interest works on a loan. Pupils calculate simple and compound interest on loans of fictitious characters from a video.
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Lesson Plan
2
2
Federal Reserve Bank

Savvy Savers

For Teachers 9th - 12th Standards
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
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Lesson Plan
1
1
Curated OER

A Lifetime of Savings

For Teachers 9th - 12th Standards
Sometimes people who seem to lead what would be considered an ordinary life do extraordinary things. Such was the case with Oseola McCarty, who donated a large sum of money for a university scholarship fund in her name. Oseala lived her...
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Lesson Plan
Curated OER

Compound Interest and Quiz on Logs

For Teachers 12th - Higher Ed
Students discuss how money accumulates interest. In this calculus lesson, students discuss compund interest based on years of investing the money. They discuss rate per period, principal and number of periods.  
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Lesson Plan
Council for Economic Education

A Penny Saved

For Teachers 9th - 12th Standards
A penny saved is a penny earned! Scholars research the different ways to save money over a lifetime. They investigate the Rule of 72, compound interest, and sub-prime loans to gain an understanding of how banks aid in the saving process....
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Lesson Plan
Curated OER

Money and Credit: Making Good Decisions

For Teachers 6th - 8th
Students participate in activities that teach them how to manage money. For this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
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Lesson Plan
1
1
Federal Reserve Bank

Less Than Zero

For Teachers 2nd - 4th Standards
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
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Lesson Plan
Curated OER

Thirty Exponential Application Problems

For Teachers 11th - 12th
In this exponential worksheet, students solve thirty application problems.  These problems cover compound interest, continuously compounded interest, and exponential growth models.