Curated OER
Retirement: Show Me the Money!
Students explore the concept of retirement finances. In this retirement finances lesson, students discuss what it means to save, invest, risk, or the time value of money. Students play the stock market game. Students interview a parent...
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance activity, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound...
Curated OER
Filling Empty Pockets: Borrowing, Loans, and Credit
Young scholars examine credit components and how each works within our economy today. In this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line...
Curated OER
We're In The Money
Learn about the history of money, as well as counterfeiting, budget vocabulary, and money management. Much of the lesson requires a Nova video; however, it also includes numerous worksheets that may be useful even without the video....
Curated OER
Restaurant Tipping Lesson
What do you do after a good meal, tip the server of course. The class calculates the appropriate tip to leave at a restaurant given certain bills. They identify the bill before and after tax and find the correct tip. A great way to put...
PLS 3rd Learning
Complete Adjustment Column of a Worksheet
Accounting is a vital skill for personal finance management and when running a business. As part of a larger lesson, learners fill out the adjustments column of an accounting worksheet. They practice keeping records on a real budgeting...
Curated OER
Money Math
Students define human capital and income earning potential. In this algebra instructional activity, students analyze the relationship between income and capital resources. They calculate tax rates and understand how to read a tax table.
Curated OER
Money Math: Lessons for Life
Students explore money as it applies to salary, paychecks, and taxes. In this essential mathematics lesson, students explore how math is used in various careers, how income takes are calculated and other important life lessons in math.
Curated OER
Money Math: Lessons for Life
Students develop a budget for a college student using all of the influences that the student would have. In this budgeting lesson plan, students use real life examples to create a budget spreadsheet. Students read and study...
Curated OER
Labor, Choice, and Sales Tax
Learners consider the idea of earning and spending money. In this money management lesson plan, students discuss the concept of saving and spending money through the reading of a story and by completing several activities that involve...
Curated OER
Jesse's Big Change
Students explain assets, liabilities and expenses. They record information on income statements and balance sheets and brainstorm opportunities to make money work for them.
Curated OER
Decisions, Decisions
Students open their own financial management consulting firm, which offers a variety of financial advice. They prepare a financial plan for a simulated client.
Curated OER
Less Than Zero
Young scholars keep track of money. In this money management lesson plan, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
Curated OER
Investing Money
Sixth graders participate in an simulated investment activity. They examine the purpose of different types of investments before they predict which will be the most successful. Finally, they simulate investing $1,000 in stocks, $1,000 in...
Curated OER
IT IS ABOUT SUPPLY AND DEMAND.
Students learn that the price of an item is defined by its supply and demand. In this lesson students graph the relationship between demand and supply of various products, students also consider hidden costs.
Curated OER
A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
Curated OER
The Real Cost of College
How do people pay for college? Learners explore the concept of paying for college, they discuss possible ways to pay for college, research the cost of colleges, room and board, and other college living expenses.
Curated OER
Holiday Wish Lists
Have your class create wish lists in order to practice money-management skills. Learners make a list of items they would like to buy. Then they do research on the Internet to identify the price of each item. And, finally, they add up the...
EngageNY
Buying a Car
Future car owners use geometric sums to calculate payments for a car loan in the 31st installment of a 35-part module. These same concepts provide the basis for calculating annuity payments.
Curated OER
Managing Your Money
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
Curated OER
Making a Spreadsheet
Students explore spreadsheet software. In this personal finance and computer technology lesson, students develop a vacation spreadsheet on the computer. Students represent hotel, food, transportation, and entertainment costs...
Curated OER
Under the Bed or in the Bank?
Students explore personal finance. In this consumer /financial mathematics lesson, students compare interest rates as they explore savings.
Curated OER
Unit Pricing
Students explore unit pricing to determine the best buy for their money. In this personal finance lesson, students calculate cost per wear examples and create a list of criteria for picking clothes. Students visit a story and use their...
Curated OER
Capitol Gains
Students use a variety of Web sites to obtain specific information about the campaign finances of different Presidential hopefuls. They create graphs that illustrate all of the aspects of campaign finances researched,