Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important...

Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific activity which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...

Purchasing a house takes more plan than elementary schoolers realize. Each buyer will look at monthly income to determine what they can afford for a mortgage and other expenses. 

More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on...

For some of our students, college is right around the corner. Provide a bit of thoughtful information to help them (and their families) decide if dorm life is right for them. Included here are a list of pros and cons for living both on...

Sixth graders listen to "Sixteen Tons" by Tennessee Ernie Ford and discuss what it means to owe one's soul to a store. For this mathematics lesson, 6th graders determine what a miner's income was minus his expenses graphing findings in a...

Independent living can be fun, but also overwhelming if you don't know how to budget your income and expenses. Go over the ways that kids can manage their money as they take a huge step into adulthood with a project-based activity about...

Pupils create budgets based upon family expenditures. They determine what the monthly payments will be for buying a car and a house based on compound interest for the total amount. 

Learners research the Internet to gather information about silk and make travel arrangements for a business trip. They create a memo to participants, create a database of suppliers, a letter to suppliers, design company letterhead and...

Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...

Students determine that they are responsible for paying income taxes through withholdings on earned income. They examine the Form W-4.

Students explore survival techniques in the light of their own values and personal situations. The differences between needs and wants and how consumerism effects the environment forms the main focus of this three lessons unit.

A well-rounded unit on positive and negative integers is a great addition to your middle school math class. Learners work through five activities, each focused on a different skill, before playing a Game of Life to practice the...

Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson, students apply their knowledge of finance components and create their own web based plan...

Students discuss their knowledge of payday loans and credit cards. In this Economics instructional activity, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday...

Living on your own is hard, especially when you have to live with roommates. Discuss the importance of shared living situations and how to make them as good as possible with your class. They brainstorm what makes a good roommate, ways to...

The first time you sit down to sign a rental agreement is quite an experience. Prepare your class for that inevitable moment with a lesson on rental agreement lingo. They read a rental agreement, fill out a lingo worksheet, and then...

Sixth graders construct a budget for a family of four including a column for income and no less than ten columns for expenses, all of which will be expressed and totaled in dollar amounts. They are also requested to write a scenario in...

Students plan financing postsecondary education and explain how loan repayments work. They build a spreadsheet, listing the categories of expenses in the left hand column.

Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...

Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...

Students analyze the concept of profit and loss, the components of a simple profit and loss statement and the importance of a profit and loss statement. They calculate profits using gross income, total expenses and cost of goods sold....

Students identify ways companion animals are used to assist humans. Students identify zoonoses and list several types of. Students identify several aspects of responsible companion animal ownership. Students design, distribute, and tally...

Students estimate the amount of money a non-smoking teen spends in a week, a month, and a year, and compare it with the expenses of a teen who smokes one, two, and three packs a day. They research other reasons that teens should not smoke.