Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Visa
Money Responsibility
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save.
Youthlinc
Financial Literacy: Money Attitudes Lesson Plan
Going once, going twice, sold! An auction provides class members with an opportunity to examine their attitudes toward money. After bidding on and purchasing items, individuals complete an attitude survey and then identify a goal that...
Curated OER
Money Vocabulary
Explore the monetary system by completing worksheets in class. Learners will identify the monetary units of England and collaborate in groups to solve money word problems. They also identify several money-related vocabulary terms before...
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Curated OER
Using Credit and Spending Money Wisely
Students discuss how to spend money wisely. In this consumer math lesson, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Students complete a worksheet to calculate the total cost of pet...
Curated OER
Avoiding Consumer Fraud: Financial Scams and Schemes
Young consumers get a hefty dose of information on how fraud can put their financial health at risk. The resource provides detailed lecture notes, scaffolded notetaking sheets, vocabulary worksheets, transparencies, and seven links to...
Learning to Give
Five Thousand Dollars!
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
Curated OER
Savings Accounts and Interest
First graders study money, banks, and getting interest on money. In this consumer math lesson plan, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
Federal Reserve Bank
Expense Tracking
Where does all your money go? Individuals keep a record of the money they spend over the course of 30 days. They then categorize where they are spending their money and write an essay detailing their findings.
Beyond Benign
Final Budget
Be sure you have enough money to build a house. The 14th lesson in a 15-part series teaches young learners to use checkbook registers. They write checks for the amounts they spend on various housing materials and keep track of spending...
Curated OER
The Bakery - Word Problems
Students solve money word problem questions regarding buying items at the bakery.
Curated OER
Clothing Store Word Problems
Students practice answering money word problems on shopping at the clothing store.
Curated OER
Using Credit: Not for a Billion Gazillion Dollars
Fifth graders explore the concept of credit. In this consumer education lesson, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students then analyze their...
Curated OER
Meet Molly An American Girl
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
Federal Reserve Bank
Income Taxes
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
Curated OER
Needs and Wants
Students examine the difference between psychological needs and wants to control spending.
Federal Reserve Bank
Financial Fables: Shopping Wisely with Olivia Owl
Cover two subjects with one instructional activity! First, dive into English language arts; read an eBook, answer comprehension questions, and complete a cause and effect chart about the financial fable, Shopping Wisely with Olivia Owl....
Curated OER
Cha-Ching!
Young scholars play the Pinky's Create a Card game for practice. Students create a class store where they experiment in the roles as vendor and consumer. Young scholars use play money to buy and sell various products, while keeping track...
Curated OER
Potato Ways
Students analyze the packaging process. In this consumer awareness instructional activity, students analyze the process of packaging a potato and identify positive and negative ways of packaging. Students study statistics on an overhead...
Curated OER
Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
Curated OER
Expensive Choices
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
Curated OER
Grocery Shopping and Budgeting
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.