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Worth!
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson plan on banking, profit, risk, and reward, which includes the reading of the...
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Beatrice’s Goat: A Lesson on Savings Goals
Youngsters learn the meaning of saving and how to reach savings goals by first reading a story of a young Ugandan girl who is gifted a goat, and then discovering the opportunity costs of savings decisions made by her and her family.
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Banking Services
From writing and depositing checks to comparing ATM and debit cards, pupils develop financially savvy practices and build foundational knowledge of the financial service products available through banking institutions.
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Buying a Home
What is the difference between buying and renting a home? Learners become more informed consumers and financially literate adults after developing foundational knowledge of the home-buying process.
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Credit
What are the advantages and disadvantages of having a credit card? Don't miss this important life skills and financial literacy lesson, which focuses on consumer responsibilities, creditworthiness, and establishing a credit history.
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Living On Your Own
Learners gain a realistic understanding of what is required for independent living. They begin by setting up a budget based on needs and lifestyle, and then use worksheets and a presentation to practice such skills as reading a...
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The Art of Budgeting
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
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Making Money
From evaluating the current employment market to building a resume, pupils are introduced to the wide and varied elements of career planning.
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Money Responsibility
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save.
Money Math for Teens
Debt Elimination - Power Tools for Building Wealth
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
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A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
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The Car Deal Package
Buying a car is no easy task, and can have major long-term consequences if done without proper financial knowledge. Ensure your learners are prepared with the information and criteria for comparing different car deals and signing...
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Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a activity on key concepts that every learner should know...
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Credit Cards - A Package Deal
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
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Keep the Currency
Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.
Curated OER
Carnival Tickets
A great subtraction and division discovery opportunity for young mathematicians, this learning task involves seven word problems that require multiple steps. Learners use a math table to persevere in solving problems that are...
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Debt: Who Does it Affect?
Debt is a topic that affects everybody: the community, the nation, and the entire globe. Kids take charge of debt by designing a project that informs those in their community about good financial choices, keeps personal debt low, and...
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Tax Forms and Deductions
Because many of your older students are probably getting their first jobs, it could be an appropriate time to discuss taxes. This presentation defines deductions, types of taxes, purposes of paying taxes, and the forms required to file...
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Scams and Schemes
It's easy to spot a scheming character out on the street, but spotting scams in the financial world takes some know how. Youngsters learn about common scams and schemes that plague the financial world. After scams, schemes, and fraud are...
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Preparing a 1040EZ Income Tax Form
What do you do at the end of the year when your W2 arrives? File a tax form! Show learners how they to can fill out a basic 1040EZ tax form and play their part as tax paying citizens. Monetary denominations are provided for filling out...
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The Credit Safari
How cool, an interactive personal finance game! Young consumers play a real-life scenario game to practice making credit decisions. They play the game then discuss good and bad credit choices. The scenarios revolve around the use of a...
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Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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Insurance Quotes
You're in high school and you just got the coolest car ever! But, now you need to start thinking about car insurance. Luckily, your teacher prepared you by engaging you in a life skills activity like this one. The class actually calls...
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My Credit Card Plan
Remember all those credit card tables lined up on your college campus? So alluring and dangerous, if you don't know what you're doing. Prepare your pre-college attendees for life by offering a lesson on credit management. They discuss...